IRON Financial - Plan Profile

IRON Financial : Plan Profile

Plan Investments & Balances

Plan sponsors are able to view a summary of all approved investment options and the overall balances.  For easy reference the available plan investments have built-in informational links to the investments.

Quarterly Fiduciary Investment Review Package
This is a quarterly review that monitors fund performance on multiple levels and details actionable items, if any, for the coming quarter.

The report insures that the investments in the plan are in accordance with guidelines detailed in the Investment Policy Statement. 

Investment Policy Statement

We work with the plan trustees and investment committee to review or develop a comprehensive Investment Policy Statement (IPS).  The IPS provides the guidelines and standards utilized in the selection of the plan's investment alternatives asset classes, and provides a basis for the periodic evaluation of the performance of these investment alternatives.  We also aid the client in selecting the actual funds that will be offered within each asset class.  As part of our investment services offering, we also screen and develop a diversified range of investment alternatives to meet your participants' needs (with model portfolio allocation if applicable). 

Investment Monitoring

We provide our clients ongoing support with an Investment Policy Monitoring (IPM) report comparing the plan's investment alternatives offered to the standards outlined in the IPS, and measured against their corresponding asset class peer groups.  As needed, we guide the client through the process of replacing investments and communicating these changes to plan participants.

Hollis Lamon
Lamon & Stern
Atlanta, Georgia

Contact Hollis Lamon of Lamon & Stern today for all your retirement planning needs! 770-951-8411

IRON Financial - Are You a Fiduciary?

IRON Financial : Are You a Fiduciary? 

Individuals become fiduciaries through appointment or function.

IRON 3(38) Co-Fiduciary Investment Solution 
The most comprehensive qualified retirement plan solution designed to effectively shift a significant portion of the plan sponsor's liability.  The hiring of a 3(38) fiduciary alters the Plan Sponsor's fiduciary responsibility as the liability now relates to the choosing and monitoring of a 3(38) investment manager. 

Clarity 
Plan Sponsor is engaged in a contractual relationship with IRON as the contractual fiduciary 

Fiduciary Processes 
IRON creates a customized Investment Policy statement that roadmaps the investment methodologies.  Using propriety methodologies, IRON selects a well balanced and diversified menu of plan investments and monitors those investments in a defined timeframe.  Replacement of fund options as necessary in accordance with the Investment Policy Statement. 

Results 
Each plan receives a quarterly fiduciary Investment Review that details fund metrics, rankings at a plan level and actionable items for the next quarter. 

Retention 
IRON creates a white label quarterly newsletter that is platform specific allowing you to provide customized education on a quarterly basis.  IRON embraces relationships; From point of sale support to mapping of funds, IRON can help you win and retain retirement plan business.  As the "plan quarterback", you can spend more time concentrating on those items that reflect your value; wealth management, rollovers, plan education and enrollment. 

A section 3(38) fiduciary can protect both the plan sponsor and the Advisor/Broker.

Hollis Lamon
Lamon & Stern
Atlanta, Georgia

Contact Hollis Lamon of Lamon & Stern today for all your retirement planning needs! 770-951-8411

IRON Financial - Investment Selection Monitoring

IRON Financial : Investment Selection Monitoring

CLASSES 
Broad spectrum of different asset classes including fixed income and foreign and domestic equity funds, recognizing ranges of market capitalization and industry sectors. 

SCREEN 
Investments within each asset class that meet initial screening criteria are identified and reviewed for viability. 

EVALUATE 
Each portfolio and fund manager is evaluated against qualitative and quantitative methodologies. 

SELECT 
Investments that have demonstrated a discipline of performance history, style consistency, preservation and stewardship are selected. 

MONITOR/REPLACE 
Each is monitored and reviewed regularly, then replaced if their risk adjusted return falls out of the metrics that are detailed in the Investment Policy Statement.

Hollis Lamon
Lamon & Stern
Atlanta, Georgia

Contact Hollis Lamon of Lamon & Stern today for all your retirement planning needs! 770-951-8411

IRON Financial - Co-Fiduciary Services Best Fits Both the Company and the Advisor's Needs

IRON Financial : Co-Fiduciary Services

An Independent Fiduciary

IRON is a truly and completely independent fiduciary.  We receive no compensation from the mutual funds we select, and accordingly we have no hidden agenda and do not "push" particular investments.  This is in sharp contrast to many other providers, who are compensated by the mutual funds they select for your plan.  IRON has, and always will, consider this conflict of interest that does not allow for truly unbiased advice.  IRON is recognized by Barron's magazine as a "Top 100 Independent Financial Advisor".  (2007 – 2010)

IRON Financial's Co-Fiduciary Services Best Fits Both the Company and the Advisor's Needs

With IRON, retirement plans can have a platform that meets the demands of the company and the employees.

IRON Added Value

• Independent investment selection, monitoring and replacement in accordance with the plan Investment Policy Statement
• Communication with the broker of record and plan sponsor from the point of sale forward
• Quarterly newsletter with educational materials and plan investment performance, if requested

Custodial Platform Value

• Index based Target Date and "Risk" based investments
• Fund window that allows participants to access all available mutual funds
• Self directed brokerage – employees can direct their own accounts as they see fit
• Web-based educational and fiduciary tools
• Quarterly and annual plan fiduciary reviews
• Complete transparency with fee disclosure

Hollis Lamon
Lamon & Stern
Atlanta, Georgia

Contact Hollis Lamon of Lamon & Stern today for all your retirement planning needs! 770-951-8411

IRON Financial - Why IRON Financial for Co-Fiduciary Services?

IRON Financial : Help you win
and retain retirement plan business

Why IRON Financial for Co-Fiduciary Services?

IRON Financial's Co-Fiduciary Services Best Fits Both the Company and the Advisor's Needs

With IRON, retirement plans can have a platform that meets the demands of the company and the employees.

• ERISA Section 3(38) Fiduciary retirement plan advisor
• Professional investment management expertise, experience and track record
• Investment philosophy and processes that serve the Fiduciary interests of qualified retirement Plan Sponsors
• Investment Policy Statement that reflects Plan Sponsor objectives and the interests of Participants
• Detailed quarterly fiduciary reporting at a plan level
• Independence; no conflicts of interest
• No usage of investment products that are proprietary or in which the Advisor has an interest
• Transparency of services, fees and value of client services
• Quantitative Research that supports investment philosophy, methodologies and processes
• Experienced and recognized Corporate Retirement Services and staff
• $1.4bn Assets Under Management
• Provides Investment Advisory Services to over 300 Retirement Plans

Hollis Lamon
Lamon & Stern
Atlanta, Georgia

Contact Hollis Lamon of Lamon & Stern today for all your retirement planning needs! 770-951-8411