tag:blogger.com,1999:blog-57608354992414286552024-03-12T21:22:59.375-07:00Growing Your Retirement IncomeLamon & Stern, Inc. | Southeast Professional Asset Managers | 770.951.8411Retirement Income Advisorhttp://www.blogger.com/profile/11177000639044358629noreply@blogger.comBlogger47125tag:blogger.com,1999:blog-5760835499241428655.post-12725882573385545832015-12-18T19:12:00.000-08:002015-12-18T19:12:00.087-08:00Where Do I Find Hollis Lamon<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: large;"><b>>> <a href="https://www.linkedin.com/pub/hollis-lamon/48/a7b/1a7" target="_blank">Find Hollis Lamon on LinkedIn</a></b> </span><br />
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<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: large;">>> <b><a href="http://money.usnews.com/financial-advisors/advisor/hollis-lamon-4405598" target="_blank">Money.USNews.com: Financial Advisors</a></b></span><br />
<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: large;">>> <b><a href="http://financial-advisors.credio.com/l/308740/Hollis-Lamon" target="_blank">Financial-Advisors.Credio.com: Advisor Profile</a></b></span><br />
<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: large;">>> <b><a href="https://local.yahoo.com/info-13725193-lamon-stern-atlanta" target="_blank">Local.Yahoo.com: Lamon Hollis - Lamon & Stern in Atlanta</a></b></span>Retirement Income Advisorhttp://www.blogger.com/profile/11177000639044358629noreply@blogger.comAtlanta, GA, USA33.7489954 -84.387982433.3266004 -85.0334294 34.1713904 -83.7425354tag:blogger.com,1999:blog-5760835499241428655.post-27755665756867362692015-11-10T18:34:00.000-08:002015-11-10T18:34:00.179-08:00Hollis M. Lamon, AIF, President of Two Atlanta-Based Investment-Advising Companies<b>Hollis M. Lamon</b>, AIF, is an expert in his field of <b>Investment Management</b>, and the President of two firms in Atlanta, GA. He has been awarded the Accredited Investment Fiduciary Designation from the Center for Fiduciary Studies.<br />
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<span style="font-size: large;"><i><b>The AIF designation responsibility signifies training in fiduciary responsibility.</b></i></span><br />
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The course taken to receive this accreditation is followed by a rigorous examination. The Center that grants it is associated with the Cap Center for Capital executive education program at the Joseph M. Katz graduate school, and teaches fiduciary standards of care and investment practices designed for trustees and investment professionals.<br />
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Mr. <b>Lamon</b> is President of one of the largest <b>investment advising</b> firms to private companies throughout the Southeast, <b>Lamon & Stern</b>. It was founded in 1979 and has acquired an impressive list of partners due to its success through the years. <b>Lamon & Stern</b> are aided greatly by their ability to utilize an open architecture program, and the team works hand in hand with third party marketers and administrative firms.<br />
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<b>Hollis</b> is also President of Strategic Advisors, Inc., a registered <b>investment advisor</b> firm. He specializes in working with companies and their employees to assist them in preserving capital, increase their income and advise them on investments to minimize risk.<br />
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<span style="font-family: HelveticaNeue-Light, Helvetica Neue Light, Helvetica Neue, Helvetica, Arial, Lucida Grande, sans-serif; font-size: xx-small;"><span style="background-color: white;"><b>READ MORE>> <a href="http://growingyourretirementincome.blogspot.com/2012/07/hollis-m-lamon-lamon-stern-investment.html" target="_blank">www.GrowingYourRetirementIncome.blogspot.com: "Hollis M. Lamon - Lamon & Stern Investment Management Team"</a></b></span><b></b></span><br />
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Retirement Income Advisorhttp://www.blogger.com/profile/11177000639044358629noreply@blogger.comAtlanta, GA, USA33.7489954 -84.387982433.3266004 -85.0334294 34.1713904 -83.7425354tag:blogger.com,1999:blog-5760835499241428655.post-21008407547863982852015-10-16T16:21:00.000-07:002015-10-16T16:21:00.172-07:00Hollis Lamon Describes How He Keeps Up With Fiduciary Standards<b>Hollis Lamon</b> of <b>Lamon & Stern</b>, Atlanta explains to PLANADVISER that <b>"Serving a retirement plan is a long-term commitment. Keeping up with the fiduciary standards isn’t easy, you’ve got to stay on top of it."</b><br />
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<span style="font-size: large;"><b><i>"First, many plan sponsors don’t know the difference between a 3(16), a 3(21) or a 3(38) fiduciary and the functions each one provides. We want to make sure the plan sponsor understands these roles." </i></b></span><br />
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<b>Lamon</b> continues with some more key points:<br />
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<ul>
<li>The first thing we do is determine the comfort level of the plan sponsors and what goals they have for their plan. Do they want us to advise participants? Are we acting as a 3(21)? Do we outsource to Iron Financial as a 3(38)? Do they want to take some responsibility for investment decisions, or do they want to completely outsource investment selection and monitoring?</li>
<li>Most of the plan sponsors out there we have found are having trouble making sure that the notices and all the right summary plan descriptions and notices of change of investment options to participate are being sent not only to their active employees, but to the employees who have moved on and still have remaining balances with the plan.</li>
<li>As far as 3(16) goes, we’ve got Pension Financial Services, and they are great—a third-party administrator (TPA) that we use a lot that will step in to handle the administrative functions of a 3(16), overseeing the mailings and the notices.</li>
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<span style="font-family: HelveticaNeue-Light, Helvetica Neue Light, Helvetica Neue, Helvetica, Arial, Lucida Grande, sans-serif; font-size: xx-small;"><span style="background-color: white;"><b>READ MORE>> <a href="http://www.planadviserdigital.com/planadviser/september_october_2014?pg=28#" target="_blank">PlanAdviserDigital.com: </a></b></span><b><a href="http://www.planadviserdigital.com/planadviser/september_october_2014?pg=28#" target="_blank">Customized Support</a></b></span><br />
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Retirement Income Advisorhttp://www.blogger.com/profile/11177000639044358629noreply@blogger.comAtlanta, GA, USA33.7489954 -84.387982433.3266004 -85.0334294 34.1713904 -83.7425354tag:blogger.com,1999:blog-5760835499241428655.post-61232019950030504652015-09-05T19:07:00.000-07:002015-09-05T19:07:00.533-07:00How to Find Hollis Lamon<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;"><b>>> <a href="https://www.linkedin.com/pub/hollis-lamon/48/a7b/1a7" target="_blank">Find Hollis Lamon on LinkedIn</a></b> </span><br />
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<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;">>> <b><a href="http://money.usnews.com/financial-advisors/advisor/hollis-lamon-4405598" target="_blank">Money.USNews.com: Financial Advisors</a></b></span><br />
<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;">>> <b><a href="http://financial-advisors.credio.com/l/308740/Hollis-Lamon" target="_blank">Financial-Advisors.Credio.com: Advisor Profile</a></b></span><br />
<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;">>> <b><a href="https://local.yahoo.com/info-13725193-lamon-stern-atlanta" target="_blank">Local.Yahoo.com: Lamon Hollis - Lamon & Stern in Atlanta</a></b></span>Retirement Income Advisorhttp://www.blogger.com/profile/11177000639044358629noreply@blogger.comAtlanta, GA, USA33.7489954 -84.387982433.3266004 -85.0334294 34.1713904 -83.7425354tag:blogger.com,1999:blog-5760835499241428655.post-11717947384751028232015-08-21T18:01:00.000-07:002015-08-21T18:01:00.084-07:00About Hollis M. Lamon of Lamon & Stern<b>Hollis M. Lamon</b> is the President of the <b>Atlanta-based Lamon & Stern Investment Management Team</b>. This broker dealer was founded in 1979 and is one of the largest investment advisors to private companies throughout the Southeast. <b>Hollis</b> is also is a registered municipal principal, a registered options principal and a registered investment advisor.<br />
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<b>Lamon</b> graduated from Mercer University with an emphasis in political science which resulted in his working as a tax aide for Senator Sam Nunn in Washington after graduation. He also has been awarded the Accredited Investment Fiduciary Designation from the Center for Fiduciary Studies. The AIF designation responsibility signifies training in fiduciary responsibility. <b>Hollis</b> also maintains the Plan Sponsor Retirement Professional designation.<br />
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Mr. <b>Lamon</b> is today involved in a multitude of civic endeavors including a new Atlanta Young Life initiative to aid students enrolled at inner city schools, and is a frequent speaker at employee benefits and estate planning seminars throughout the country. <b>Hollis</b> has also served as a panel member at various pension conferences.<br />
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Mr. <b>Lamon</b> is married to the former Jane Threlkeld of Atlanta, Georgia and has two sons, Hunter and Austin.<br />
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<span style="font-family: HelveticaNeue-Light, Helvetica Neue Light, Helvetica Neue, Helvetica, Arial, Lucida Grande, sans-serif; font-size: xx-small;"><span style="background-color: white;"><b>-------------------------</b></span></span><br />
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<span style="font-family: HelveticaNeue-Light, Helvetica Neue Light, Helvetica Neue, Helvetica, Arial, Lucida Grande, sans-serif; font-size: xx-small;"><span style="background-color: white;"><b>READ MORE>> <a href="http://growingyourretirementincome.blogspot.com/2012/07/hollis-m-lamon-lamon-stern-investment.html" target="_blank">www.GrowingYourRetirementIncome.blogspot.com: "Hollis M. Lamon - Lamon & Stern Investment Management Team"</a></b></span><b></b></span><br />
<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;"><br /></span><span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;"><b>-------------------------</b></span><br />
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Retirement Income Advisorhttp://www.blogger.com/profile/11177000639044358629noreply@blogger.comAtlanta, GA, USA33.7489954 -84.387982433.3266004 -85.0334294 34.1713904 -83.7425354tag:blogger.com,1999:blog-5760835499241428655.post-58617732911536590332015-07-16T18:27:00.000-07:002015-07-16T18:27:00.104-07:00PLANADVISER ASKS HOLLIS LAMON OF LAMON & STERN WHAT PLAN FEATURES HE LOOKS FOR FROM A PROVIDER<b>Hollis Lamon</b> explains to <b>PLANADVISER</b> that open architecture and investment flexibility are important in their choice of provider. One of the things that he really likes about the Nationwide platform is the fact that, <u>for investors who may be a little outside the box, Nationwide offers a fund window that they can go through without affecting the core group of funds. The fund window enables a participant to choose from any of the investment options, without the expense of a self-directed brokerage feature.</u><br />
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<i>"We also want a partner who can support us. Creating a healthy plan takes more than just plan features, so we want a partner who can help us provide educational programs and support us on the ground,"</i> says <b>Lamon</b>. He wants a plan provider who has that capability, particularly because his firm works in all markets: large plans, mid-sized plans and small plans.<br />
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<span style="font-size: large;"><b>"We also look for transparency," states Hollis:</b></span><br />
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The Flexible Advantage program has ClearCredit, a feature Nationwide has offered since 2008, where everybody knows and understands their fees. It precisely returns revenue sharing on a participant level, meaning <b><i>no one participant is subsidizing another participant based on his or her investment selections</i></b>.<br />
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<b>Lamon</b> adds that in addition to the retirement program features, he really likes that Nationwide brings a strong brand name associated with financial stability, and by pairing that with his services, it creates a great combination that works with clients in any size plan, from the sale and installation through the long-term service and retention.<br />
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<span style="font-family: HelveticaNeue-Light, Helvetica Neue Light, Helvetica Neue, Helvetica, Arial, Lucida Grande, sans-serif; font-size: xx-small;"><span style="background-color: white;"><b>-------------------------</b></span></span><br />
<span style="font-family: HelveticaNeue-Light, Helvetica Neue Light, Helvetica Neue, Helvetica, Arial, Lucida Grande, sans-serif; font-size: xx-small;"><span style="background-color: white;"><b>READ MORE>> <a href="http://www.planadviserdigital.com/planadviser/september_october_2014?pg=28#" target="_blank">PlanAdviserDigital.com: </a></b></span><b><a href="http://www.planadviserdigital.com/planadviser/september_october_2014?pg=28#" target="_blank">Customized Support</a></b></span><br />
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<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;">>> <b><a href="http://money.usnews.com/financial-advisors/advisor/hollis-lamon-4405598" target="_blank">Money.USNews.com: Financial Advisors</a></b></span><br />
<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;">>> <b><a href="http://financial-advisors.credio.com/l/308740/Hollis-Lamon" target="_blank">Financial-Advisors.Credio.com: Advisor Profile</a></b></span><br />
<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;">>> <b><a href="https://local.yahoo.com/info-13725193-lamon-stern-atlanta" target="_blank">Local.Yahoo.com: Lamon Hollis - Lamon & Stern in Atlanta</a></b></span>Retirement Income Advisorhttp://www.blogger.com/profile/11177000639044358629noreply@blogger.comAtlanta, GA, USA33.7489954 -84.387982433.3266004 -85.0334294 34.1713904 -83.7425354tag:blogger.com,1999:blog-5760835499241428655.post-31533420842415285122015-05-07T17:31:00.000-07:002015-05-07T17:31:00.126-07:00Hollis M. Lamon, AIF: List of Current Positions and Awards ReceivedMr. <b>Hollis M. Lamon</b>, AIF is the President of <b>Lamon & Stern</b>, a <b>broker dealer based in Atlanta</b>, Georgia, founded in 1979 and specializing in <b>institutional trading</b> and execution for a variety of investment professionals. Mr. <b>Lamon</b> is also President of Strategic Advisors, Inc., a registered investment advisor firm.<br />
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He has also the following awards and titles:<br />
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<ul>
<li>Mr. <b>Lamon</b> is a <b>registered municipal principal</b>, a <b>registered options principal</b> and a <b>registered investment advisor</b>.</li>
<li>Hollis has been awarded the Accredited Investment Fiduciary Designation from the Center for Fiduciary Studies (AIF).</li>
<li>Hollis also maintains the Plan Sponsor Retirement Professional designation.</li>
</ul>
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<span style="font-family: HelveticaNeue-Light, Helvetica Neue Light, Helvetica Neue, Helvetica, Arial, Lucida Grande, sans-serif; font-size: xx-small;"><span style="background-color: white;"><b>-------------------------</b></span></span><br />
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<span style="font-family: HelveticaNeue-Light, Helvetica Neue Light, Helvetica Neue, Helvetica, Arial, Lucida Grande, sans-serif; font-size: xx-small;"><span style="background-color: white;"><b>READ MORE>> <a href="http://growingyourretirementincome.blogspot.com/2012/07/hollis-m-lamon-lamon-stern-investment.html" target="_blank">www.GrowingYourRetirementIncome.blogspot.com: "Hollis M. Lamon - Lamon & Stern Investment Management Team"</a></b></span><b></b></span><br />
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<br />Retirement Income Advisorhttp://www.blogger.com/profile/11177000639044358629noreply@blogger.comAtlanta, GA, USA33.7489954 -84.387982433.3266004 -85.0334294 34.1713904 -83.7425354tag:blogger.com,1999:blog-5760835499241428655.post-49561302347913017252015-04-09T18:04:00.000-07:002015-04-09T18:04:00.249-07:00Hollis Lamon Explains How He Keeps Retirement Plan Sponsors Happy<b>Hollis Lamon</b> of <b>Lamon & Stern</b> in Atlanta believes that in today’s marketplace, it is especially important to be very hands-on, considering many participants don’t have their own financial adviser.<br />
<br />
Managing Editor of <b>PLANADVISER</b> Lee Barney asks how the company plans to keep <b>retirement plan sponsors</b> happy. <b>Lamon</b> explains that they want to make sure they educate not only the participants, but the <b>plan sponsors</b> as well. <i>They aim to offer <b>retirement plan sponsors</b> the flexibility of a very open platform, while ensuring they retain control of how the plan is managed.</i> He says this is because some <b>plan sponsors</b> want a lot of control over the process, while others want very little, and <i>partnering with the right provider to build something unique for each client is critical</i>.<br />
<br />
<span style="font-size: large;">Hollis further explains: "We also need to provide excellent service by making sure that the plans are compliant, that all the proper notices are being sent out to participants and sponsors, so everyone is well-informed and able to make good decisions."</span><br />
<br />
In addition to doing a thorough job, Nationwide assists <b>Lamon & Stern</b> in making sure that they follow through on the education plan developed for each <b>plan sponsor</b>. <b><i>"We focus on taking excellent care of our plans, making sure that everyone is acting in the best interest of the participants,"</i></b> says <b>Lamon</b>.<br />
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<span style="font-family: HelveticaNeue-Light, Helvetica Neue Light, Helvetica Neue, Helvetica, Arial, Lucida Grande, sans-serif; font-size: xx-small;"><span style="background-color: white;"><b>-------------------------</b></span></span><br />
<span style="font-family: HelveticaNeue-Light, Helvetica Neue Light, Helvetica Neue, Helvetica, Arial, Lucida Grande, sans-serif; font-size: xx-small;"><span style="background-color: white;"><b>READ MORE>> <a href="http://www.planadviserdigital.com/planadviser/september_october_2014?pg=28#" target="_blank">PlanAdviserDigital.com: </a></b></span><b><a href="http://www.planadviserdigital.com/planadviser/september_october_2014?pg=28#" target="_blank">Customized Support</a></b></span><br />
<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;"><br /></span><span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;"><b>-------------------------</b></span><br />
<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;"><b>>> <a href="https://www.linkedin.com/pub/hollis-lamon/48/a7b/1a7" target="_blank">Find Hollis Lamon on LinkedIn</a></b> </span><br />
<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;"><b>>> <a href="http://lamonandstern.com/new/lamonandstern/" target="_blank">Visit Lamon & Stern Website</a></b> </span><br />
<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;"><b>>> <a href="http://lamonandstern.com/new/lamonandstern/content.asp?contentid=2017228163" target="_blank">Products and Services</a></b></span>Retirement Income Advisorhttp://www.blogger.com/profile/11177000639044358629noreply@blogger.comAtlanta, GA, USA33.7489954 -84.387982433.3266004 -85.0334294 34.1713904 -83.7425354tag:blogger.com,1999:blog-5760835499241428655.post-17569146053808098112015-03-23T15:39:00.000-07:002015-03-23T15:42:04.848-07:00It's important to develop a suitable asset allocation using broadly diversified funds.<h2>
<u><b>Vanguard and <a href="http://www.hollisandlamon.com/" target="_blank">Lamon & Stern</a></b></u></h2>
<br />
<b>The Vanguard Group, Inc.</b>: <br />
<b>A sound investment strategy starts with an asset allocation suitable for the portfolio's objective.</b><br />
The allocation should be built upon reasonable expectations for risk
and returns, and should use diversified investments to avoid exposure to
unnecessary risks. <b><a href="https://personal.vanguard.com/us/insights/investingtruths/investing-truth-about-risk" target="_blank">READ MORE at Vanguard</a></b><br />
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjY2LD9wvYgaFGnEFDzouDnJxuWppoQyHPjNSnmDzkoFFBjryNkRkm1pfWFGX2UIjUz9nvdfKTHY43VYss_T6xjGJ52_pnPuwzSzi3WOj-O49616ojcUMxmB_9Gue_Wjt_1cyLJKXORMiVW/s1600/vanguards-principle1.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjY2LD9wvYgaFGnEFDzouDnJxuWppoQyHPjNSnmDzkoFFBjryNkRkm1pfWFGX2UIjUz9nvdfKTHY43VYss_T6xjGJ52_pnPuwzSzi3WOj-O49616ojcUMxmB_9Gue_Wjt_1cyLJKXORMiVW/s1600/vanguards-principle1.jpg" height="490" width="640" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><b><span class="comp-Div" id="comp-div" type="Div">Minimize the possibility of loss and finance all goals using low-risk investments.</span></b></td></tr>
</tbody></table>
<h3>
<b>Stocks are risky—and so is avoiding them</b></h3>
Stocks are inherently more volatile than investments such as bonds or cash instruments. This is because equity owners are the first to realize losses stemming from business risk, while bond owners are the last. In addition, whereas bond holders are contractually promised a stated payment, equity holders own a claim on future earnings. But the level of those earnings, and how the company will use them, are beyond the investor's control. Investors thus must be enticed to participate in a company's uncertain future, and the "carrot" that entices them is higher expected or potential return over time.<br />
<br />
<span style="font-size: large;"><b>Contact <a href="http://lamonandstern.com/new/lamonandstern/content.asp?contentid=2017228162" target="_blank">Hollis Lamon</a> today for all diversification questions. </b></span><br />
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgVkK8vytoMysxOdFRhbc3lVNh6Cwhce7gKnNXffrdGLSQL7E0IruAqsvFhlqIc7YpudJ1pB-LuQ7kVr84A-ROXq8HhDAXNu3CSqEbzyR6-SebIcOusxaqsSRK4a24uHUs3SE-CVdbcHXU_/s1600/vanguards-principle2.jpg" height="472" style="margin-left: auto; margin-right: auto;" width="640" /></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><b><span class="comp-Div" id="comp-div" type="Div">Diversification is a powerful strategy for managing traditional risks.</span></b></td></tr>
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<br />Retirement Income Advisorhttp://www.blogger.com/profile/11177000639044358629noreply@blogger.comAtlanta, GA, USA33.7489954 -84.387982433.3266004 -85.0334294 34.1713904 -83.7425354tag:blogger.com,1999:blog-5760835499241428655.post-11591270582126528842015-03-06T18:54:00.000-08:002015-03-19T19:04:16.000-07:00Where to Find Hollis Lamon<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;"><b>>> <a href="https://www.linkedin.com/pub/hollis-lamon/48/a7b/1a7" target="_blank">Find Hollis Lamon on LinkedIn</a></b> </span><br />
<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;"><b>>> <a href="http://lamonandstern.com/new/lamonandstern/" target="_blank">Visit Lamon & Stern Website</a></b> </span><br />
<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;">>> <b><a href="http://money.usnews.com/financial-advisors/advisor/hollis-lamon-4405598" target="_blank">Money.USNews.com: Financial Advisors</a></b></span><br />
<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;">>> <b><a href="http://financial-advisors.credio.com/l/308740/Hollis-Lamon" target="_blank">Financial-Advisors.Credio.com: Advisor Profile</a></b></span><br />
<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;">>> <b><a href="https://local.yahoo.com/info-13725193-lamon-stern-atlanta" target="_blank">Local.Yahoo.com: Lamon Hollis - Lamon & Stern in Atlanta</a></b></span>Retirement Income Advisorhttp://www.blogger.com/profile/11177000639044358629noreply@blogger.comAtlanta, GA, USA33.7489954 -84.387982433.3266004 -85.0334294 34.1713904 -83.7425354tag:blogger.com,1999:blog-5760835499241428655.post-53832093644605401802015-02-10T17:07:00.000-08:002015-03-19T17:27:03.291-07:00Hollis Lamon, President of Lamon & Stern in Atlanta, Shares Their Impressive List of Partners<b>Lamon and Stern</b> is a well known and accredited investment fiduciary with many years of experience in the field of corporate retirement advisement and <b>401k planning</b> who provides qualified 401k fee comparisons for companies that are shopping around for the best rates. Due to their outstanding reputation in the field of financial forecasting, <b>Lamon and Stern</b> has amassed an impressive list of partners, which include:<br />
<br />
<ul>
<li>Great West</li>
<li>Iron Financial</li>
<li>Principal</li>
<li>Hartford</li>
<li>Aspire</li>
<li>Matrix </li>
<li>Pension Financial Resources</li>
<li>Thornburg Investment Management</li>
<li>CLS Investments</li>
<li>Nationwide Financial</li>
<li>Nationwide On Your Side Retirement Planner</li>
</ul>
<br />
<span style="font-family: HelveticaNeue-Light, Helvetica Neue Light, Helvetica Neue, Helvetica, Arial, Lucida Grande, sans-serif; font-size: xx-small;"><span style="background-color: white;"><b>-------------------------</b></span></span><br />
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<span style="font-family: HelveticaNeue-Light, Helvetica Neue Light, Helvetica Neue, Helvetica, Arial, Lucida Grande, sans-serif; font-size: xx-small;"><span style="background-color: white;"><b>READ MORE>> <a href="http://growingyourretirementincome.blogspot.com/2012/07/hollis-m-lamon-lamon-stern-investment.html" target="_blank">www.GrowingYourRetirementIncome.blogspot.com: "Hollis M. Lamon - Lamon & Stern Investment Management Team"</a></b></span><b></b></span><br />
<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;"><br /></span><span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;"><b>-------------------------</b></span><br />
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<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;"><b>>> <a href="http://lamonandstern.com/new/lamonandstern/" target="_blank">Visit Lamon & Stern Website</a></b> </span><br />
<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;"><b>>> <a href="http://lamonandstern.com/new/lamonandstern/content.asp?contentid=2017228163" target="_blank">Products and Services</a></b></span></div>
Retirement Income Advisorhttp://www.blogger.com/profile/11177000639044358629noreply@blogger.comAtlanta, GA, USA33.7489954 -84.387982433.3266004 -85.0334294 34.1713904 -83.7425354tag:blogger.com,1999:blog-5760835499241428655.post-15160914205286719202015-01-08T17:28:00.000-08:002015-03-16T18:30:48.009-07:00Advice from Hollis Lamon to Advisers on How to Grow Retirement Plan Business<b>PLANADVISER</b> asks <b>Hollis Lamon</b>, President of Atlanta's <b>Lamon & Stern</b>, what he views to be the greatest opportunity for <b>retirement plan advisers</b> currently. He says it’s not only helping people understand the ins and outs of how a 401(k) works and its benefits, but also things like how much to contribute to take advantage of the employer match and other features. There are also other specifics such as what to do if a participant changes employers. Many choose to roll into an individual retirement account (IRA), but that may not always be the best option, since there may be a loan feature available if the participant moves into the new 401(k). This all needs to be explained better to participants.<br />
<br />
<span style="font-size: large;"><i>"When we started working with retirement plan participants, we quickly realized that there was a tremendous need for advisers who actually spend time with both plan sponsors and participants," says <b>Lamon</b>.</i></span><br />
<br />
<b>Hollis</b> focuses on the fact that there’s a lot of work that goes into working with both plan sponsors and the participants, making sure everyone is doing everything correctly. He suggests that <b>advisers should be proactive with their plan sponsors</b> to make sure that they look out for their needs. He also recommends that <b>younger people getting started in the business should partner with experienced advisers.</b><br />
<b><br /></b>
<span style="font-family: HelveticaNeue-Light, Helvetica Neue Light, Helvetica Neue, Helvetica, Arial, Lucida Grande, sans-serif; font-size: xx-small;"><span style="background-color: white;"><b>-------------------------</b></span></span><br />
<span style="font-family: HelveticaNeue-Light, Helvetica Neue Light, Helvetica Neue, Helvetica, Arial, Lucida Grande, sans-serif; font-size: xx-small;"><span style="background-color: white;"><b>READ MORE>> <a href="http://www.planadviserdigital.com/planadviser/september_october_2014?pg=28#" target="_blank">PlanAdviserDigital.com: </a></b></span><b><a href="http://www.planadviserdigital.com/planadviser/september_october_2014?pg=28#" target="_blank">Customized Support</a></b></span><br />
<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;"><br /></span>
<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;"><b>-------------------------</b></span><br />
<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;"><b>>> <a href="https://www.linkedin.com/pub/hollis-lamon/48/a7b/1a7" target="_blank">Find Hollis Lamon on LinkedIn</a></b> </span><br />
<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;"><b>>> <a href="http://lamonandstern.com/new/lamonandstern/" target="_blank">Visit Lamon & Stern Website</a></b> </span><br />
<span style="background-color: white; font-family: HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: xx-small;"><b>>> <a href="http://lamonandstern.com/new/lamonandstern/content.asp?contentid=2017228163" target="_blank">Products and Services</a></b></span>Retirement Income Advisorhttp://www.blogger.com/profile/11177000639044358629noreply@blogger.comAtlanta, GA, USA33.7489954 -84.387982433.3266004 -85.0334294 34.1713904 -83.7425354tag:blogger.com,1999:blog-5760835499241428655.post-5282753469846103832012-11-08T04:00:00.000-08:002012-11-08T04:00:02.998-08:00IRON Financial - Plan Profile<div style="text-align: left;">
</div>
<span style="font-size: large;"><b>IRON Financial : Plan Profile</b> </span><br />
<div class="MsoNormal" style="font-family: inherit;">
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<div class="MsoNormal" style="font-family: inherit;">
<br />
<span style="font-size: small;"><b>Plan Investments & Balances</b></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;">Plan sponsors are able to
view a summary of all approved investment options and the overall
balances. For easy reference the
available plan investments have built-in informational links to the
investments.</span></div>
<div class="MsoNormal" style="font-family: inherit;">
<br />
<span style="font-size: small;"><b>Quarterly Fiduciary Investment Review Package</b></span><br />
<span style="font-size: small;">This is a quarterly review
that monitors fund performance on multiple levels and details actionable items,
if any, for the coming quarter.</span><br />
<br />
<span style="font-size: small;">The report insures that the
investments in the plan are in accordance with guidelines detailed in the
Investment Policy Statement.<b> </b></span><br />
<br />
<span style="font-size: small;"><b>Investment Policy Statement</b></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;">We work with the plan trustees
and investment committee to review or develop a comprehensive Investment Policy
Statement (IPS). The IPS provides the
guidelines and standards utilized in the selection of the plan's investment
alternatives asset classes, and provides a basis for the periodic evaluation of
the performance of these investment alternatives. We also aid the client in selecting the
actual funds that will be offered within each asset class. As part of our investment services offering,
we also screen and develop a diversified range of investment alternatives to
meet your participants' needs (with model portfolio allocation if applicable).<b> </b></span><br />
<br />
<span style="font-size: small;"><b>Investment Monitoring</b></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;">We provide our clients
ongoing support with an Investment Policy Monitoring (IPM) report comparing the
plan's investment alternatives offered to the standards outlined in the IPS,
and measured against their corresponding asset class peer groups. As needed, we guide the client through the
process of replacing investments and communicating these changes to plan
participants.</span></div>
<div class="MsoNormal" style="font-family: inherit;">
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<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: left; margin-right: 1em; text-align: left;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiacgQoj_m9buaG0jW7wBOEL5EXCjSXfb2z59QR2IQTrwyJ0_DUHj66po7DhzWIHTL-eidIdYISKt4y2188I8ZN75Hxtih1k50dh9bwfpVxL0nIMXYNC9gE-n3BdVy8Xb2wnuraugYcouyE/s1600/Hollis_pict.jpg" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiacgQoj_m9buaG0jW7wBOEL5EXCjSXfb2z59QR2IQTrwyJ0_DUHj66po7DhzWIHTL-eidIdYISKt4y2188I8ZN75Hxtih1k50dh9bwfpVxL0nIMXYNC9gE-n3BdVy8Xb2wnuraugYcouyE/s1600/Hollis_pict.jpg" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><span style="font-size: x-small;"><b>Hollis Lamon</b></span><br />
<span style="font-size: x-small;">Lamon & Stern</span><br />
<span style="font-size: x-small;">Atlanta, Georgia</span></td></tr>
</tbody></table>
<div style="text-align: left;">
<br /></div>
<div style="text-align: left;">
<span style="font-size: small;"><b>Contact Hollis Lamon of <a href="http://lamonandstern.com/">Lamon & Stern</a> today for all your retirement planning needs! 770-951-8411
</b></span></div>
</div>Retirement Income Advisorhttp://www.blogger.com/profile/11177000639044358629noreply@blogger.comtag:blogger.com,1999:blog-5760835499241428655.post-78330482682006804842012-10-05T09:31:00.001-07:002012-10-05T09:34:10.681-07:00408(b)(2) Disclosure Documentation on www.LamonandStern.com<table cellpadding="2" cellspacing="0" style="width: 595px;"><tbody>
<tr><td valign="top"><b style="color: #003300; font-size: 14pt;">Disclosure of Services | Lamon & Stern</b></td></tr>
<tr>
<td colspan="3" height="5">Full fee disclosures associated with our retirement plans.</td></tr>
<tr>
<td colspan="3" height="5"><br /></td></tr>
<tr>
<td><blockquote>
<a href="http://www.nationwide.com/" target="_blank"><u><b>Nationwide Retirement Services</b></u></a> | <b>www.nationwide.com</b><br />
1-888-262-401k<br />
<br />
<table bgcolor="#e8e8e8" border="1" cellpadding="0" cellspacing="0" style="height: 100px; width: 500px;">
<tbody>
<tr>
<td> <b>To access the updated 408(b)(2) disclosure at Nationwide:</b>
<br />
<ol>
<li>Log into your account a <b><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017813930" target="_blank"><b>www.nationwide.com/planlogin</b></a></b></li>
<li>Click on the "<b>Fee Disclosure</b>" link</li>
<li>Simply view the changes online, download them to a PDF or export it to an Excel file </li>
</ol>
</td></tr>
</tbody></table>
<br />
<hr size="2" width="100%" />
</blockquote>
<blockquote>
<a href="http://www.gwrs.com/" target="_blank"><u><b>Great West Retirement Services</b></u></a> | <b>www.gwrs.com</b><br />
1-800-338-4015<br />
<br />
<a href="http://www.aspirefinserv.com/" target="_blank"><u><b>Aspire Financial Services</b></u></a> | <b>www.aspirefinserv.com</b><br />
1-866-634-5873<br />
<br />
<a href="http://www.hartfordinvestor.com/" target="_blank"><u><b>Hartford</b></u></a> | <b>www.hartfordinvestor.com</b><br />
1-860-547-5000</blockquote>
<hr size="2" width="100%" />
<b style="font-size: 14pt;">Disclosure of Services </b><br />
<b><a href="http://lamonandstern.com/new/lamonandstern/retirement-plan-service-admin-planner.pdf" target="_blank" title="Retirement Plan Service and Administration Planner">Lamon & Stern Retirement Plan Service and Administration Planner</a></b> <b>[pdf] </b><br />
<br />
<b><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017817167" target="_blank" title="Lamon and Stern 48b2 Disclosure Documentation, ERISA">Lamon & Stern 408 (b) (2) Disclosure</a></b> <b>[pdf] </b><br />
<hr size="2" width="100%" />
Please visit our website, <a href="http://www.lamonandstern.com/" target="_blank" title="Growing Your Retirement Income Blog"><b>www.LamonAndStern.com</b></a>, for more information.</td></tr>
</tbody></table>
Retirement Income Advisorhttp://www.blogger.com/profile/11177000639044358629noreply@blogger.comtag:blogger.com,1999:blog-5760835499241428655.post-9093809282221629092012-10-05T04:00:00.000-07:002012-10-05T04:00:13.648-07:00IRON Financial - Are You a Fiduciary?<div style="text-align: left;">
</div>
<span style="font-size: large;"><b>IRON Financial : Are You a Fiduciary?</b> </span><br />
<div class="MsoNormal" style="font-family: inherit;">
<br />
<span style="font-size: small;">Individuals become
fiduciaries through appointment or function.</span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><br /></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><b>IRON 3(38) Co-Fiduciary Investment Solution</b> </span><br />
<span style="font-size: small;">The most comprehensive
qualified retirement plan solution designed to effectively shift a significant
portion of the plan sponsor's liability.
The hiring of a 3(38) fiduciary alters the Plan Sponsor's fiduciary responsibility
as the liability now relates to the choosing and monitoring of a 3(38)
investment manager.<b> </b></span><br />
<br />
<span style="font-size: small;"><b>Clarity</b> </span><br />
<span style="font-size: small;">Plan Sponsor is engaged in a
contractual relationship with IRON as the contractual fiduciary<b> </b></span><br />
<br />
<span style="font-size: small;"><b>Fiduciary Processes</b> </span><br />
<span style="font-size: small;">IRON creates a customized
Investment Policy statement that roadmaps the investment methodologies. Using propriety methodologies, IRON selects a
well balanced and diversified menu of plan investments and monitors those
investments in a defined timeframe.
Replacement of fund options as necessary in accordance with the
Investment Policy Statement.<b> </b></span><br />
<br />
<span style="font-size: small;"><b>Results</b> </span><br />
<span style="font-size: small;">Each plan receives a
quarterly fiduciary Investment Review that details fund metrics, rankings at a
plan level and actionable items for the next quarter.<b> </b></span><br />
<br />
<span style="font-size: small;"><b>Retention</b> </span><br />
<span style="font-size: small;">IRON creates a white label
quarterly newsletter that is platform specific allowing you to provide
customized education on a quarterly basis.
IRON embraces relationships; From point of sale support to mapping of
funds, IRON can help you win and retain retirement plan business. As the "plan quarterback", you can
spend more time concentrating on those items that reflect your value; wealth
management, rollovers, plan education and enrollment.<i> </i></span><br />
<br />
<span style="font-size: small;"><i>A section 3(38) fiduciary can protect both the plan
sponsor and the Advisor/Broker.</i></span><br />
<br /></div>
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<br /></div>
<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: left; margin-right: 1em; text-align: left;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiacgQoj_m9buaG0jW7wBOEL5EXCjSXfb2z59QR2IQTrwyJ0_DUHj66po7DhzWIHTL-eidIdYISKt4y2188I8ZN75Hxtih1k50dh9bwfpVxL0nIMXYNC9gE-n3BdVy8Xb2wnuraugYcouyE/s1600/Hollis_pict.jpg" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiacgQoj_m9buaG0jW7wBOEL5EXCjSXfb2z59QR2IQTrwyJ0_DUHj66po7DhzWIHTL-eidIdYISKt4y2188I8ZN75Hxtih1k50dh9bwfpVxL0nIMXYNC9gE-n3BdVy8Xb2wnuraugYcouyE/s1600/Hollis_pict.jpg" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><span style="font-size: x-small;"><b>Hollis Lamon</b></span><br />
<span style="font-size: x-small;">Lamon & Stern</span><br />
<span style="font-size: x-small;">Atlanta, Georgia</span></td></tr>
</tbody></table>
<div style="text-align: left;">
<br /></div>
<div style="text-align: left;">
<span style="font-size: small;"><b>Contact Hollis Lamon of <a href="http://lamonandstern.com/">Lamon & Stern</a> today for all your retirement planning needs! 770-951-8411
</b></span></div>
</div>Retirement Income Advisorhttp://www.blogger.com/profile/11177000639044358629noreply@blogger.comtag:blogger.com,1999:blog-5760835499241428655.post-25864011266664579722012-09-20T09:37:00.000-07:002012-09-20T09:37:00.548-07:00Michelle Farmer - Lamon & Stern Investment Management Team<h1>
<span class="n fn" id="name">
</span>
</h1>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiC43T2-83gL97zXOoOLPo2b3UmXPMaMdhYQ34zEizJxo6mx7cQoYLaLL2HjTe8anXXc0SrE4I7IEe_DjJhQtZFgLEyuvBG_GXLYoMWVWdQzDjUjnq_vbluSrsJwq8VFf4QWbfbFw5lO5FM/s1600/michelle-farmer.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiC43T2-83gL97zXOoOLPo2b3UmXPMaMdhYQ34zEizJxo6mx7cQoYLaLL2HjTe8anXXc0SrE4I7IEe_DjJhQtZFgLEyuvBG_GXLYoMWVWdQzDjUjnq_vbluSrsJwq8VFf4QWbfbFw5lO5FM/s1600/michelle-farmer.jpg" /></a></div>
<div class="headline-title title" style="display: block; font-family: inherit;">
<span style="font-size: large;"><b><span class="full-name"><span class="given-name">Michelle</span> <span class="family-name">Farmer</span></span> </b></span></div>
<div class="headline-title title" style="display: block; font-family: inherit;">
Financial Principal at Lamon & Stern, Inc.<span class="locality"> </span></div>
<div class="headline-title title" style="display: block; font-family: inherit;">
<span class="locality">Atlanta, Georgia
</span>
(Greater Atlanta Area)</div>
<div class="headline-title title" style="display: block; font-family: inherit;">
Investment Management </div>
<div class="headline-title title" style="display: block; font-family: inherit;">
<br /></div>
<div class="headline-title title" style="display: block; font-family: inherit;">
<br /></div>
<br />
<br />
Michelle Farmer has been with <b>Lamon and Stern</b> or an
affiliate for 23 years. She is a graduate of Kennesaw State University
with a B.S. degree. Ms. Farmer is currently the financial principal at
Lamon and Stern and holds the following securities licenses: Series 7,
27, 28 and 63. She is in charge of all financial aspects of the broker
dealer. The Series 27 makes Ms. Farmer one of the few financial and
operations (principals) of a $250,000 broker dealer in the Southeast.
She has the responsibility of dealing with other financial principals at
<b>Lamon and Stern’s</b> correspondent broker dealer networks. This allows <b>Lamon and Stern</b> the ability to handle a variety of financial options their clients may require.<br />
<br />
She is an Atlanta native and has one daughter. She is the pianist at
Austell Christian Church where she has been a member for many years.<br />
.................................................................................................................................................................
<br />
<br />
<b>LAMON AND STERN</b><br />
<b> </b>
<br />
We are a well known and <b>accredited investment fiduciary</b> with years of experience in the field of <b>corporate retirement advisement</b> and <b>401k planning</b>, we provide qualified <b>401k fee comparisons</b> for compan<span style="font-family: inherit;">ies that are shopping around for the best rates.</span><br />
<br />
<ul>
<li><b><a href="http://redirect.advisorsquare.com/New/lamonandstern/content.asp?contentid=2017228162" target="_blank">Visit our Website: Lamon & Stern Team</a> </b><span style="font-family: inherit;"><br /></span></li>
</ul>
<br />
<b style="font-family: inherit;">PARTNERS</b><br />
<div style="font-family: inherit;">
<br /></div>
<span style="font-family: inherit;">Because of our stellar reputation in the field of financial forecasting </span><b style="font-family: inherit;">Lamon and Stern</b><span style="font-family: inherit;"> has amassed an impressive list of partners, which includ</span>e: <br />
<ul>
<li><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709135" target="_blank" title="Great West Investment Planning"><b>Great West</b></a><b> </b></li>
<li><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709136" target="_blank" title="IRON Financial Inevestment Services"><b>Iron Financial</b></a><b> </b></li>
<li><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709137" target="_blank" title="Principal Financial Services - 401k planning"><b>Principal</b></a><b> </b></li>
<li><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709138" target="_blank"><b>Hartford</b></a></li>
<li><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709139" target="_blank"><b>Aspire</b></a><b> </b></li>
<li><b>Matrix </b></li>
<li><b>Pension Financial Resources </b></li>
<li><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709140" target="_blank"><b>Thornburg Investment Management</b></a></li>
<li><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709141" target="_blank"><b>CLS Investments </b></a></li>
<li><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709142" target="_blank"><b>Nationwide Financial</b></a></li>
<li><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017720835" title="Nationwide On Your Side Retirement Planner"><b>Nationwide On Your Side Retirement Planner</b></a></li>
</ul>
Please visit our blog for frequent updates: <a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709124" target="_blank" title="Growing Your Retirement Income BLOG"><b>Growing Your Retirement Income</b></a><br />
<br />
<a href="http://www.linkedin.com/pub/michelle-farmer/48/a80/386" target="_blank"><img border="0" height="58" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjo7dTPSKtMTJWv6TlvnGWAxNdzvkOwEUzpg9EmI9sO7W8BdwD-zH7Ts4YnRsGHvZuwPjjuA4anBxNIp7xBIMAzk2G-xfadKeUVC7la-LGCfR4bQ4XqBygxD-KFD2CVoH2EBQHExzoR1q-e/s200/linkedin_logo-300x88.jpg" width="200" /></a><b> </b><br />
<br />
<div style="font-family: inherit;">
<b><span style="font-size: small;"><a href="http://www.linkedin.com/pub/michelle-farmer/48/a80/386" target="_blank"><span style="line-height: 115%;">Visit Michelle Farmer </span><span class="full-name"><span class="given-name"></span><span class="family-name"></span></span><span style="line-height: 115%;">at LinkedIn</span></a></span></b></div>Retirement Income Advisorhttp://www.blogger.com/profile/11177000639044358629noreply@blogger.comGeorgia, USA32.1574351 -82.90712328.718738600000002 -87.960834 35.5961316 -77.853411999999992tag:blogger.com,1999:blog-5760835499241428655.post-86154693406256266622012-09-05T04:00:00.000-07:002012-09-05T04:00:05.438-07:00IRON Financial - Investment Selection Monitoring<div style="text-align: left;">
</div>
<span style="font-size: large;"><b>IRON Financial : Investment Selection Monitoring</b></span><br />
<div align="center" class="MsoNormal" style="font-family: inherit; text-align: center;">
<span style="font-size: small;"><br /></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<b><span style="font-size: small;">CLASSES</span></b><span style="font-size: small;"> </span><br />
<span style="font-size: small;">Broad spectrum of different
asset classes including fixed income and foreign and domestic equity funds,
recognizing ranges of market capitalization and industry sectors.</span><b><span style="font-size: small;"> </span></b><br />
<br />
<b><span style="font-size: small;">SCREEN</span></b><span style="font-size: small;"> </span><br />
<span style="font-size: small;">Investments within each asset
class that meet initial screening criteria are identified and reviewed for
viability.</span><b><span style="font-size: small;"> </span></b><br />
<br />
<b><span style="font-size: small;">EVALUATE</span></b><span style="font-size: small;"> </span><br />
<span style="font-size: small;">Each portfolio and fund
manager is evaluated against qualitative and quantitative methodologies.</span><b><span style="font-size: small;"> </span></b><br />
<br />
<b><span style="font-size: small;">SELECT</span></b><span style="font-size: small;"> </span><br />
<span style="font-size: small;">Investments that have
demonstrated a discipline of performance history, style consistency,
preservation and stewardship are selected.</span><b><span style="font-size: small;"> </span></b><br />
<br />
<b><span style="font-size: small;">MONITOR/REPLACE</span></b><span style="font-size: small;"> </span><br />
<span style="font-size: small;">Each is monitored and
reviewed regularly, then replaced if their risk adjusted return falls out of
the metrics that are detailed in the Investment Policy Statement.</span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><br /></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<div style="text-align: justify;">
<br /></div>
<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: left; margin-right: 1em; text-align: left;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiacgQoj_m9buaG0jW7wBOEL5EXCjSXfb2z59QR2IQTrwyJ0_DUHj66po7DhzWIHTL-eidIdYISKt4y2188I8ZN75Hxtih1k50dh9bwfpVxL0nIMXYNC9gE-n3BdVy8Xb2wnuraugYcouyE/s1600/Hollis_pict.jpg" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiacgQoj_m9buaG0jW7wBOEL5EXCjSXfb2z59QR2IQTrwyJ0_DUHj66po7DhzWIHTL-eidIdYISKt4y2188I8ZN75Hxtih1k50dh9bwfpVxL0nIMXYNC9gE-n3BdVy8Xb2wnuraugYcouyE/s1600/Hollis_pict.jpg" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><span style="font-size: x-small;"><b>Hollis Lamon</b></span><br />
<span style="font-size: x-small;">Lamon & Stern</span><br />
<span style="font-size: x-small;">Atlanta, Georgia</span></td></tr>
</tbody></table>
<div style="text-align: left;">
<br /></div>
<div style="text-align: left;">
<span style="font-size: small;"><b>Contact Hollis Lamon of <a href="http://lamonandstern.com/">Lamon & Stern</a> today for all your retirement planning needs! 770-951-8411
</b></span></div>
</div>Retirement Income Advisorhttp://www.blogger.com/profile/11177000639044358629noreply@blogger.comtag:blogger.com,1999:blog-5760835499241428655.post-49206977906732160952012-08-24T09:35:00.000-07:002012-08-24T09:35:00.144-07:00Michael J. Stern - Lamon & Stern Investment Management Team<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiFJFpclsWuREFpiJrRy4JtIgCdZ3h4xv7J7usccQid1HdET9S6vTbNgKEDmLR30LKJiZHZego615u65pTk0icb9axCevEC69t7iu7Ks1a9WROvZFxR4GUZIeFCVPcNaI_ZTwOZsmSqSWa7/s1600/michael-stern.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiFJFpclsWuREFpiJrRy4JtIgCdZ3h4xv7J7usccQid1HdET9S6vTbNgKEDmLR30LKJiZHZego615u65pTk0icb9axCevEC69t7iu7Ks1a9WROvZFxR4GUZIeFCVPcNaI_ZTwOZsmSqSWa7/s1600/michael-stern.jpg" /></a></div>
<h1 style="font-family: inherit;">
</h1>
<h1 style="font-family: inherit; font-weight: normal;">
</h1>
<h1 style="font-family: inherit;">
<span style="font-size: large;"><span class="n fn" id="name">
<span class="full-name"><span class="given-name">Michael</span> <span class="family-name">Stern</span></span>
</span></span>
</h1>
<div class="headline-title title" style="display: block;">
<span style="font-family: inherit; font-size: small;">Vice President at Lamon & Stern, Inc.<span class="locality"> </span></span></div>
<div class="headline-title title" style="display: block; font-family: inherit;">
<span style="font-size: small;"><span class="locality">Atlanta, Georgia
</span>
(Greater Atlanta Area)</span></div>
<div class="headline-title title" style="display: block; font-family: inherit;">
<span style="font-size: small;">Investment Management
</span></div>
<h1 style="font-family: inherit; font-weight: normal;">
<span style="font-size: small;"></span></h1>
<div class="headline-title title" style="display: block;">
</div>
<h1 style="font-family: inherit;">
<span style="font-family: inherit; font-size: small; font-weight: normal;"></span></h1>
<div class="headline-title title" style="display: block;">
<br /></div>
<div class="headline-title title" style="display: block;">
<br /></div>
<br />
<b>Michael J. Stern</b> joined Hollis M. Lamon in 1991 to form <b>Lamon and Stern</b>.
Mr. Stern graduated with honors from Tulane University with a BA in
1974. He has the series 7, 24 and 63 securities licenses and oversees
the correspondent brokerage relationships and all compliance and
regulatory issues for the broker dealer. He has been and continues to
be an arbitrator for <a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709130"><b>FINRA</b></a>, the<b> Financial Industry Regulatory Authority</b>. Mr. Stern is an <b>industry arbitrator</b> and serves on both customer and industry related dispute panels. He has acted as sole arbitrator on smaller disputes.<br />
<br />
Mr. Stern handles soft dollars and in compliance issues set forth by the <a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709133"><b>SEC</b></a> and <a href="http://www.advisorsquare.com/advdev/content.asp?contentID=2017709130"><b>FINRA</b></a>.
He works with hedge funds and money managers to assist them in this
arena. Mr. Stern also is a guest lecturer on "Being an Entrepreneur" at
the University of Georgia in Athens.<br />
<br />
Mr. Stern is also Vice President of <b><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017228869"><b>Strategic Advisors</b></a></b>, an affiliate <b>registered investment advisor firm</b> with <b>Lamon and Stern</b>.<br />
<br />
<div class="headline-title title" style="display: block;">
He has been married to Merrill for 30 years and has twin daughters, Jenny and Lisa. </div>
.................................................................................................................................................................
<br />
<br />
<b>LAMON AND STERN</b><br />
<b> </b>
<br />
We are a well known and <b>accredited investment fiduciary</b> with years of experience in the field of <b>corporate retirement advisement</b> and <b>401k planning</b>, we provide qualified <b>401k fee comparisons</b> for compan<span style="font-family: inherit;">ies that are shopping around for the best rates.</span><br />
<br />
<ul>
<li><b><a href="http://redirect.advisorsquare.com/New/lamonandstern/content.asp?contentid=2017228162" target="_blank">Visit our Website: Lamon & Stern Team</a> </b><span style="font-family: inherit;"><br /></span></li>
</ul>
<br />
<b style="font-family: inherit;">PARTNERS</b><br />
<div style="font-family: inherit;">
<br /></div>
<span style="font-family: inherit;">Because of our stellar reputation in the field of financial forecasting </span><b style="font-family: inherit;">Lamon and Stern</b><span style="font-family: inherit;"> has amassed an impressive list of partners, which includ</span>e: <br />
<ul>
<li><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709135" target="_blank" title="Great West Investment Planning"><b>Great West</b></a><b> </b></li>
<li><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709136" target="_blank" title="IRON Financial Inevestment Services"><b>Iron Financial</b></a><b> </b></li>
<li><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709137" target="_blank" title="Principal Financial Services - 401k planning"><b>Principal</b></a><b> </b></li>
<li><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709138" target="_blank"><b>Hartford</b></a></li>
<li><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709139" target="_blank"><b>Aspire</b></a><b> </b></li>
<li><b>Matrix </b></li>
<li><b>Pension Financial Resources </b></li>
<li><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709140" target="_blank"><b>Thornburg Investment Management</b></a></li>
<li><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709141" target="_blank"><b>CLS Investments </b></a></li>
<li><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709142" target="_blank"><b>Nationwide Financial</b></a></li>
<li><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017720835" title="Nationwide On Your Side Retirement Planner"><b>Nationwide On Your Side Retirement Planner</b></a></li>
</ul>
Please visit our blog for frequent updates: <a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709124" target="_blank" title="Growing Your Retirement Income BLOG"><b>Growing Your Retirement Income</b></a><br />
<br />
<a href="http://www.linkedin.com/pub/michael-stern/48/a7b/a58" target="_blank"><img border="0" height="58" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjo7dTPSKtMTJWv6TlvnGWAxNdzvkOwEUzpg9EmI9sO7W8BdwD-zH7Ts4YnRsGHvZuwPjjuA4anBxNIp7xBIMAzk2G-xfadKeUVC7la-LGCfR4bQ4XqBygxD-KFD2CVoH2EBQHExzoR1q-e/s200/linkedin_logo-300x88.jpg" width="200" /></a><b> </b><br />
<br />
<div style="font-family: inherit;">
<span style="font-size: small;"><a href="http://www.linkedin.com/pub/michael-stern/48/a7b/a58" target="_blank"><b><span style="line-height: 115%;">Visit Michael Stern </span></b><b><span style="line-height: 115%;">at LinkedIn</span></b></a></span></div>Retirement Income Advisorhttp://www.blogger.com/profile/11177000639044358629noreply@blogger.comtag:blogger.com,1999:blog-5760835499241428655.post-59807790304244037232012-08-03T04:30:00.000-07:002012-08-03T04:30:03.429-07:00IRON Financial - Co-Fiduciary Services Best Fits Both the Company and the Advisor's Needs<div style="text-align: left;">
</div>
<div align="center" class="MsoNormal" style="font-family: inherit; text-align: center;">
<div style="text-align: justify;">
<span style="font-size: large;"><b>IRON Financial : Co-Fiduciary Services</b></span></div>
</div>
<div align="center" class="MsoNormal" style="font-family: inherit; text-align: center;">
<span style="font-size: small;"><br /></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><b>An Independent Fiduciary</b></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><br /></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;">IRON is a truly and
completely independent fiduciary. We
receive no compensation from the mutual funds we select, and accordingly we
have no hidden agenda and do not "push" particular investments. This is in sharp contrast to many other
providers, who are compensated by the mutual funds they select for your
plan. IRON has, and always will,
consider this conflict of interest that does not allow for truly unbiased
advice. IRON is recognized by Barron's
magazine as a "Top 100 Independent Financial Advisor". (2007 – 2010)</span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><br /></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><b>IRON Financial's Co-Fiduciary Services Best Fits Both
the Company and the Advisor's Needs</b></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<br />
<span style="font-size: small;">With IRON, retirement plans
can have a platform that meets the demands of the company and the employees.</span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><br /></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><b>IRON Added Value</b></span></div>
<ul>
<li><span style="font-size: small;">Independent
investment selection, monitoring and replacement in accordance with the plan Investment
Policy Statement</span></li>
<li><span style="font-size: small;">Communication
with the broker of record and plan sponsor from the point of sale forward</span></li>
<li><span style="font-size: small;">Quarterly
newsletter with educational materials and plan investment performance, if
requested</span></li>
</ul>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><br /></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><b>Custodial Platform Value</b></span></div>
<ul>
<li><span style="font-size: small;">Index based
Target Date and "Risk" based investments</span></li>
<li><span style="font-size: small;">Fund window that
allows participants to access all available mutual funds</span></li>
<li><span style="font-size: small;">Self directed
brokerage – employees can direct their own accounts as they see fit</span></li>
<li><span style="font-size: small;">Web-based
educational and fiduciary tools</span></li>
<li><span style="font-size: small;">Quarterly and
annual plan fiduciary reviews</span></li>
<li><span style="font-size: small;">Complete
transparency with fee disclosure</span></li>
</ul>
<div class="MsoNormal" style="font-family: inherit;">
<div style="text-align: justify;">
<br /></div>
<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: left; margin-right: 1em; text-align: left;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiacgQoj_m9buaG0jW7wBOEL5EXCjSXfb2z59QR2IQTrwyJ0_DUHj66po7DhzWIHTL-eidIdYISKt4y2188I8ZN75Hxtih1k50dh9bwfpVxL0nIMXYNC9gE-n3BdVy8Xb2wnuraugYcouyE/s1600/Hollis_pict.jpg" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiacgQoj_m9buaG0jW7wBOEL5EXCjSXfb2z59QR2IQTrwyJ0_DUHj66po7DhzWIHTL-eidIdYISKt4y2188I8ZN75Hxtih1k50dh9bwfpVxL0nIMXYNC9gE-n3BdVy8Xb2wnuraugYcouyE/s1600/Hollis_pict.jpg" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><span style="font-size: x-small;"><b>Hollis Lamon</b></span><br />
<span style="font-size: x-small;">Lamon & Stern</span><br />
<span style="font-size: x-small;">Atlanta, Georgia</span></td></tr>
</tbody></table>
<div style="text-align: left;">
<br /></div>
<div style="text-align: left;">
<span style="font-size: small;"><b>Contact Hollis Lamon of <a href="http://lamonandstern.com/">Lamon & Stern</a> today for all your retirement planning needs! 770-951-8411
</b></span></div>
</div>Retirement Income Advisorhttp://www.blogger.com/profile/11177000639044358629noreply@blogger.comtag:blogger.com,1999:blog-5760835499241428655.post-82354608773141156732012-07-26T09:34:00.000-07:002012-07-26T09:34:00.785-07:00Hollis M. Lamon - Lamon & Stern Investment Management Team<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiacgQoj_m9buaG0jW7wBOEL5EXCjSXfb2z59QR2IQTrwyJ0_DUHj66po7DhzWIHTL-eidIdYISKt4y2188I8ZN75Hxtih1k50dh9bwfpVxL0nIMXYNC9gE-n3BdVy8Xb2wnuraugYcouyE/s1600/Hollis_pict.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiacgQoj_m9buaG0jW7wBOEL5EXCjSXfb2z59QR2IQTrwyJ0_DUHj66po7DhzWIHTL-eidIdYISKt4y2188I8ZN75Hxtih1k50dh9bwfpVxL0nIMXYNC9gE-n3BdVy8Xb2wnuraugYcouyE/s1600/Hollis_pict.jpg" /></a></div>
<h1 style="font-family: inherit;">
<span style="font-size: large;"><span class="n fn" id="name">
<span class="full-name"><span class="given-name">Hollis</span> <span class="family-name">Lamon</span></span>
</span></span>
</h1>
<div class="headline-title title" style="display: block; text-align: justify;">
<span style="font-size: small;">President at Lamon & Stern, Inc.<span class="locality"></span></span></div>
<div class="headline-title title" style="display: block; text-align: justify;">
<span style="font-size: small;"><span class="locality">Atlanta, Georgia
</span>
(Greater Atlanta Area)</span></div>
<div class="headline-title title" style="display: block; text-align: justify;">
<span style="font-size: small;">Investment Management </span></div>
<div class="headline-title title" style="display: block;">
<br /></div>
<div class="headline-title title" style="display: block;">
<br /></div>
<br />
<br />
<b>Hollis M. Lamon</b>, <b><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709127" title="AIF designation"><b>AIF</b></a></b> is the President of <b>Lamon and Stern</b>,
a broker dealer based in Atlanta, Georgia specializing in institutional
trading and execution for a variety of investment professionals. <b>Lamon and Stern</b> was founded in 1979. <b> Lamon and Stern</b> is one of the largest <b>investment advisors</b>
to private companies’s throughout the Southeast and tailors different
programs to meet the needs of their specific clients. They are aided
greatly by their ability to utilize an open architecture program. <b>Lamon and Stern</b> works hand in hand with third party marketers and administrative firms. Mr. Lamon is a <b>registered municipal principal</b>, a <b>registered options principal</b> and a<b> registered investment advisor</b>.<br />
<br />
Mr. Lamon is also President of <a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017228869"><b>Strategic Advisors, Inc.</b></a>, a <b>registered investment advisor firm</b>. He specializes in working with companies and their employees assisting them in <b>preserving capital</b>, <b>increasing their income</b> and <b>advising them on investments to minimize risk</b>.
Hollis graduated from Mercer University with an emphasis in political
science which led him to work as a tax aide for Senator Sam Nunn in
Washington after graduating.<br />
<br />
Hollis has been awarded the <a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709126"><b>Accredited Investment Fiduciary Designation</b></a> from the <b>Center for Fiduciary Studies</b>. The <a href="http://www.advisorsquare.com/advdev/content.asp?contentID=2017709127" title="AIF designation"><b>AIF</b></a> designation responsibility signifies training in<b> fiduciary responsibility</b>.
The course is followed by a rigorous examination. The center is
associated with the Cap Center for Capital executive education program
at the <a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709129"><b>Joseph M. Katz graduate school</b></a>. It teaches <b>fiduciary standards of care</b> and <b>investment practices designed for trustees</b> and <b>investment professionals</b>. He also maintains the <a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709128"><b>Plan Sponsor Retirement Professional </b></a>designation.<br />
<br />
Hollis is involved in a multitude of civic endeavors including a new
Atlanta Young Life initiative to aid students enrolled at inner city
schools.<br />
<br />
Mr. Lamon is a frequent speaker at employee benefits and estate
planning seminars throughout the country and has served as a panel
member at various pension conferences. Mr. Lamon is married to the
former Jane Threlkeld of Atlanta, Georgia and has two sons, Hunter and
Austin. <br />
................................................................................................................................................................. <br />
<br />
<b>LAMON AND STERN</b><br />
<b> </b>
<br />
We are a well known and <b>accredited investment fiduciary</b> with years of experience in the field of <b>corporate retirement advisement</b> and <b>401k planning</b>, we provide qualified <b>401k fee comparisons</b> for companies that are shopping around for the best rates.<br />
<br />
<ul>
<li><b><a href="http://redirect.advisorsquare.com/New/lamonandstern/content.asp?contentid=2017228162" target="_blank">Visit our Website: Lamon & Stern Team</a> </b></li>
</ul>
<br />
<b>PARTNERS</b><br />
<br />
Because of our stellar reputation in the field of financial forecasting <b>Lamon and Stern</b> has amassed an impressive list of partners, which include: <br />
<ul>
<li><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709135" target="_blank" title="Great West Investment Planning"><b>Great West</b></a><b> </b></li>
<li><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709136" target="_blank" title="IRON Financial Inevestment Services"><b>Iron Financial</b></a><b> </b></li>
<li><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709137" target="_blank" title="Principal Financial Services - 401k planning"><b>Principal</b></a><b> </b></li>
<li><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709138" target="_blank"><b>Hartford</b></a></li>
<li><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709139" target="_blank"><b>Aspire</b></a><b> </b></li>
<li><b>Matrix </b></li>
<li><b>Pension Financial Resources </b></li>
<li><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709140" target="_blank"><b>Thornburg Investment Management</b></a></li>
<li><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709141" target="_blank"><b>CLS Investments </b></a></li>
<li><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709142" target="_blank"><b>Nationwide Financial</b></a></li>
<li><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017720835" title="Nationwide On Your Side Retirement Planner"><b>Nationwide On Your Side Retirement Planner</b></a></li>
</ul>
Please visit our blog for frequent updates: <a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentID=2017709124" target="_blank" title="Growing Your Retirement Income BLOG"><b>Growing Your Retirement Income</b></a><br />
<br />
<a href="http://www.linkedin.com/pub/hollis-lamon/48/a7b/1a7%20" target="_blank"><img border="0" height="58" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjo7dTPSKtMTJWv6TlvnGWAxNdzvkOwEUzpg9EmI9sO7W8BdwD-zH7Ts4YnRsGHvZuwPjjuA4anBxNIp7xBIMAzk2G-xfadKeUVC7la-LGCfR4bQ4XqBygxD-KFD2CVoH2EBQHExzoR1q-e/s200/linkedin_logo-300x88.jpg" width="200" /></a><b> </b><br />
<br />
<div style="font-family: inherit;">
<a href="http://www.linkedin.com/pub/hollis-lamon/48/a7b/1a7%20" target="_blank"><span style="font-size: small;"><b><span style="line-height: 115%;">Visit Hollis Lamon </span></b><b><span style="line-height: 115%;">at LinkedIn</span></b></span></a></div>Retirement Income Advisorhttp://www.blogger.com/profile/11177000639044358629noreply@blogger.comAtlanta, GA, USA33.7489954 -84.387982433.6433744 -84.5459109 33.8546164 -84.2300539tag:blogger.com,1999:blog-5760835499241428655.post-78877340970661406812012-07-12T19:30:00.000-07:002012-07-12T19:30:00.486-07:00Retirement Plan Features and Highlights<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: left; margin-right: 1em; text-align: left;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEinAD8rWRJxBih5eps4Qa-2j_SYWmq3pB0v9QVsBxX7OR1rgb27igtOLUH8tbwqP9IkJ23qXYWyJgIyzJPki6R4ILzhuuqZX92nOe8FzScbCy4fd3eHght8J7YQXr01Xz5SnwEBPAlSb0R-/s1600/investing-for-your-retirement.jpg" imageanchor="1" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" height="131" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEinAD8rWRJxBih5eps4Qa-2j_SYWmq3pB0v9QVsBxX7OR1rgb27igtOLUH8tbwqP9IkJ23qXYWyJgIyzJPki6R4ILzhuuqZX92nOe8FzScbCy4fd3eHght8J7YQXr01Xz5SnwEBPAlSb0R-/s200/investing-for-your-retirement.jpg" width="200" /></a></td></tr>
<tr style="font-family: inherit;"><td class="tr-caption" style="text-align: center;"><b><span style="font-size: x-small;">The Plan is intended to help
you <br />put aside money for your retirement</span></b></td></tr>
</tbody></table>
<div style="font-family: inherit; text-align: justify;">
<span style="font-size: large;"><b>Features and Highlights</b></span></div>
<div class="MsoNormal" style="font-family: inherit; text-align: justify;">
<span style="font-size: small;"><br /></span></div>
<div class="MsoNormal" style="font-family: inherit; text-align: justify;">
<span style="font-size: small;"><b>WHAT IS ABC COMPANY'S PLAN YEAR?</b></span><br />
<br />
<span style="font-size: small;">The Plan Year is the
consecutive twelve-month period beginning on <b>01/01</b> and ending on <b>12/31</b>.</span></div>
<div class="MsoNormal" style="font-family: inherit; text-align: justify;">
<br />
<span style="font-size: small;"><b>WHO CAN PARTICIPATE?</b></span></div>
<div class="MsoNormal" style="font-family: inherit; text-align: justify;">
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
<span style="font-size: small;">Participation is open to
employees who have met the following requirements:</span></div>
</div>
<div class="MsoNormal" style="font-family: inherit;">
<ul>
<li><span style="font-size: small;">Attained age 21.</span></li>
<li><span style="font-size: small;">Completed 1 Year
of Service, as defined by the Plan.</span></li>
</ul>
<span style="font-size: small;">The Plan does <i>not</i> allow participation by employees who
are:</span><br />
<ul>
<li><span style="font-size: small;">Covered by a
collective bargaining agreement.</span></li>
<li><span style="font-size: small;">Leased employees.</span></li>
<li><span style="font-size: small;">Non-resident
aliens with no U.S.
earned income.</span></li>
</ul>
</div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;">Other requirements may also
have to be met, as described in the <b>Summary Plan Description</b>.</span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><br /></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><b>WHEN MAY I JOIN?</b></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><br />Eligible employees may join
the Plan on the earlier of the first day of the Plan year, or the first day of
the fourth, seventh or tenth month of the Plan year coinciding with or next
following the date on which the eligibility requirements are met (quarterly).</span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><br /></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><b>HOW DO I CONTRIBUTE TO THE PLAN?</b></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<ul>
<li><span style="font-size: small;">Though payroll
deduction, you can make elective deferrals up to the maximum allowed by
law. The dollar limit is $15,500 for
2007.</span></li>
<li><span style="font-size: small;">You can also
designate your elective deferrals to a Plan account that qualifies as a Roth
401(k) account. In 2007 you may
contribute as much as $15,500, in total, to your 401(k) accounts (Roth 401(k)
and pre-tax contributions), or the maximum allowed by your plan, whichever is
less. Roth 401(k) contributions will be
included in your taxable income.
Earnings on the Roth 401(k) contributions will accumulate tax free, and
retirement withdrawals may be exempt from federal income tax.<br /> </span></li>
<li><span style="font-size: small;">You may make a
special elective salary deferral on any bonuses you receive up to 100% of any
bonus.<br /> </span></li>
<li><span style="font-size: small;">If you have an
existing qualified retirement plan (pre-tax), Roth 401(k), qualified retirement
plan (after-tax), 403(b) tax deferred arrangement or governmental 457 plan with
a prior employer, or hold a taxable IRA account, you may transfer or roll over
that account into the Plan on becoming a participant in the Plan.</span></li>
</ul>
</div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><b>CAN I MAKE CATCH-UP CONTRIBUTIONS TO THE PLAN?</b></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><br /></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;">If you are age 50 or older
and make the maximum allowable deferral to your Plan, you are entitled to
contribute an additional "catch-up contribution". The catch-up contribution is intended to help
eligible employees make up for smaller contributions made earlier in their
careers. The maximum catch-up contribution
is $5,000 for 2007. See your Benefits
Administrator for more details.</span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><br /></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><b>CAN I STOP OR CHANGE MY CONTRIBUTIONS?</b></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<ul>
<li><span style="font-size: small;">You may stop your
contributions anytime upon written notice to ABC Company. Once you discontinue contributions, you may
only start again as provided under the terms of the Plan.</span></li>
<li><span style="font-size: small;">You may increase
or decrease the amount of your contributions upon written notice to ABC
Company. The frequency of these changes
is determined by ABC Company. See your
Plan Administrator for more information.<br /> </span></li>
</ul>
</div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><b>HOW DOES ABC COMPANY CONTRIBUTE TO THE PLAN?</b></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<br />
<span style="font-size: small;">The Plan also provides for
ABC Company to make contributions.</span></div>
<div class="MsoNormal" style="font-family: inherit;">
<ul>
<li><span style="font-size: small;">ABC Company will
make matching contributions equal to 5% of your eligible elective deferrals, up
to 10% of compensation.</span></li>
<li><span style="font-size: small;">The matching
contribution will be made on both pre-tax contributions and Roth 401(k)
contributions. Any match made on Roth
401(k) contributions and the earnings on that match will be subject to income
tax upon withdrawal.</span></li>
<li><span style="font-size: small;">The Plan also
provides for discretionary matching contributions on eligible elective
deferrals in an amount to be determined by ABC Company on an annual basis. The discretionary matching contribution will
be made only on pre-tax contributions.</span></li>
<li><span style="font-size: small;">ABC Company will
make safe harbor matching contributions of 100% of the first 3% of compensation
you contribute to the Plan and 50% of the next 2% of compensation you
contribute to the Plan. Other
limitations may apply.</span></li>
</ul>
</div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;">The employer match on
eligible elective deferrals benefits eligible employees who are actively employed
on the last day of the Plan year and who have completed a year of service.</span></div>
<div class="MsoNormal" style="font-family: inherit;">
<br />
<span style="font-size: small;">The employer discretionary
match on eligible elective deferrals benefits all eligible employees and
eligible employees who have worked 1,000 hour(s) during the Plan Year.</span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><br /></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><b>HOW DO I BECOME "VESTED" IN MY PLAN ACCOUNT?</b></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><br /></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><b>Vesting</b> refers to your
"ownership" of a benefit from the Plan. You are always 100% vested in your Plan
contributions and your rollover contributions, plus any earnings they generate. You are 100% vested in the "safe
harbor" contributions ABC Company makes on your behalf, plus any earnings
they generate. Other employer
contributions to the Plan, plus any earnings they generate, are vested as
follows:</span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><br /></span></div>
<table border="0" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: medium none; font-family: inherit; margin-left: 0.95in;">
<tbody>
<tr>
<td style="padding: 0in 5.4pt; width: 207pt;" valign="top" width="276"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: small;">Years of</span></b></div>
</td>
<td style="padding: 0in 5.4pt; width: 2.75in;" valign="top" width="264"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: small;">Vesting</span></b></div>
</td>
</tr>
<tr>
<td style="padding: 0in 5.4pt; width: 207pt;" valign="top" width="276"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: small;">Service</span></b></div>
</td>
<td style="padding: 0in 5.4pt; width: 2.75in;" valign="top" width="264"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: small;">Percentage</span></b></div>
</td>
</tr>
<tr>
<td style="padding: 0in 5.4pt; width: 207pt;" valign="top" width="276"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: small;">Less than 2</span></div>
</td>
<td style="padding: 0in 5.4pt; width: 2.75in;" valign="top" width="264"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: small;">0%</span></div>
</td>
</tr>
<tr>
<td style="padding: 0in 5.4pt; width: 207pt;" valign="top" width="276"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: small;">2</span></div>
</td>
<td style="padding: 0in 5.4pt; width: 2.75in;" valign="top" width="264"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: small;">20%</span></div>
</td>
</tr>
<tr>
<td style="padding: 0in 5.4pt; width: 207pt;" valign="top" width="276"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: small;">3</span></div>
</td>
<td style="padding: 0in 5.4pt; width: 2.75in;" valign="top" width="264"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: small;">40%</span></div>
</td>
</tr>
<tr>
<td style="padding: 0in 5.4pt; width: 207pt;" valign="top" width="276"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: small;">4</span></div>
</td>
<td style="padding: 0in 5.4pt; width: 2.75in;" valign="top" width="264"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: small;">60%</span></div>
</td>
</tr>
<tr>
<td style="padding: 0in 5.4pt; width: 207pt;" valign="top" width="276"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: small;">5</span></div>
</td>
<td style="padding: 0in 5.4pt; width: 2.75in;" valign="top" width="264"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: small;">80%</span></div>
</td>
</tr>
<tr>
<td style="padding: 0in 5.4pt; width: 207pt;" valign="top" width="276"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: small;">6 or more</span></div>
</td>
<td style="padding: 0in 5.4pt; width: 2.75in;" valign="top" width="264"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: small;">100%</span></div>
</td>
</tr>
</tbody></table>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><br /></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;">All accounts are fully vested
at the <b>Normal Retirement Age</b> of <b>65</b>.</span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><br /></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><b>WHEN CAN MONEY BE WITHDRAWN FROM MY PLAN ACCOUNT?</b></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><br /></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;">Money may be withdrawn from
your Plan account in these events:</span></div>
<div class="MsoNormal" style="font-family: inherit;">
<ul>
<li><span style="font-size: small;">Retirement at the
Plan's Normal Retirement Age of 65.</span></li>
<li><span style="font-size: small;">Your attaining
age 59½.</span></li>
<li><span style="font-size: small;">Death.</span></li>
<li><span style="font-size: small;">Disability.</span></li>
<li><span style="font-size: small;">Termination of
Employment.</span></li>
</ul>
</div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;">To receive favorable tax
treatment, distributions of Roth 401(k) contributions must be made after you
reach age 59½ , or on account of your death or disability, and must be made at
least 5 years after the date your first Roth 401(k) contribution was made. See your Summary Plan Description for more
details about taking withdrawals from the Plan.
Be sure to talk with your tax advisor before withdrawing any money from
your Plan account.<b> </b></span><br />
<br />
<span style="font-size: small;"><b>MAY I WITHDRAW MONEY IN CASE OF FINANCIAL HARDSHIP?</b></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><br /></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;">If you have an immediate
financial need created by severe hardship and you lack other reasonably
available resources to meet that need, you may be eligible to receive a
hardship withdrawal from your account.
If you feel you are facing a financial hardship, you should see your
Benefits Administrator for more details.</span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><br /></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><b>MAY I BORROW MONEY FROM MY ACCOUNT?</b></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><br /></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;">The Plan is intended to help
you put aside money for your retirement.
However, ABC Company has included a Plan feature that lets you borrow
money from the Plan.</span></div>
<div class="MsoNormal" style="font-family: inherit;">
<ul>
<li><span style="font-size: small;">The amount the
Plan may loan to you is limited by rules under the tax law. In general, all loans will be limited to the
lesser of one-half of your vested account balance or $50,000.</span></li>
<li><span style="font-size: small;">The minimum loan
amount is $1,000.</span></li>
<li><span style="font-size: small;">All loans must
generally be repaid within five years.</span></li>
<li><span style="font-size: small;">You may have 2
loans outstanding at a time.</span></li>
<li><span style="font-size: small;">Loans are
permitted from all accounts.</span></li>
</ul>
</div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;">Other requirements and limits
must be met, and certain fees may apply.
Refer to the Summary Plan Description for more details about this
participant loan feature.</span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><br /></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><b>HOW ARE PLAN CONTRIBUTIONS INVESTED?</b></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><br /></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;">You give investment
directions for your Plan account, selecting from investment choices provided
under the Plan, as determined by ABC Company.</span></div>
<div class="MsoNormal" style="font-family: inherit;">
<ul>
<li><span style="font-size: small;">You may change
your investment choices anytime.</span></li>
<li><span style="font-size: small;">More information
about your Plan's investment choices can be found elsewhere in these materials.</span></li>
</ul>
</div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;">The Plan is intended to be an
ERISA Section 404(c) plan. This simply
means that you "exercise control" over some or all of the investments
in your Plan account. The fiduciaries of
the Plan may be relieved of liability, or responsibility, for any losses that
you may experience as a direct result of your investment decisions.</span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><br /></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;">As a plan participant, you
may request certain information from Susan R. Sample, Trustee, 123 Main Street,
Anywhere, USA
12345, phone: 123-456-7890. This information includes: annual operating
expenses of the Plan investments; copies of prospectuses, financial statements,
reports, or other materials relating to Plan investments provided to the Plan;
a list of assets contained in each Plan investment portfolio; the value of
those assets and fund units or shares; and the past and current performance of
each Plan investment.</span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><br /></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><b>SUMMARY PLAN DESCRIPTION</b></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><br /></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;">The above highlights are only
a brief overview of the Plan's features and are not a legally binding
document. A more detailed Summary Plan
Description is available. Contact your
Benefits Administrator if you have any further questions.</span><br />
<div style="text-align: justify;">
<br /></div>
<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: left; margin-right: 1em; text-align: left;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiacgQoj_m9buaG0jW7wBOEL5EXCjSXfb2z59QR2IQTrwyJ0_DUHj66po7DhzWIHTL-eidIdYISKt4y2188I8ZN75Hxtih1k50dh9bwfpVxL0nIMXYNC9gE-n3BdVy8Xb2wnuraugYcouyE/s1600/Hollis_pict.jpg" imageanchor="1" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiacgQoj_m9buaG0jW7wBOEL5EXCjSXfb2z59QR2IQTrwyJ0_DUHj66po7DhzWIHTL-eidIdYISKt4y2188I8ZN75Hxtih1k50dh9bwfpVxL0nIMXYNC9gE-n3BdVy8Xb2wnuraugYcouyE/s1600/Hollis_pict.jpg" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><span style="font-size: x-small;"><b>Hollis Lamon</b></span><br />
<span style="font-size: x-small;">Lamon & Stern</span><br />
<span style="font-size: x-small;">Atlanta, Georgia</span></td></tr>
</tbody></table>
<div style="text-align: left;">
<br /></div>
<div style="text-align: left;">
</div>
<div style="text-align: left;">
<span style="font-size: small;"><b>Contact Hollis Lamon of <a href="http://lamonandstern.com/">Lamon & Stern</a> today for all your retirement planning needs! 770-951-8411
</b></span></div>
</div>Retirement Income Advisorhttp://www.blogger.com/profile/11177000639044358629noreply@blogger.comGeorgia, USA32.1574351 -82.90712328.718738600000002 -87.960834 35.5961316 -77.853411999999992tag:blogger.com,1999:blog-5760835499241428655.post-2046177730418561032012-07-07T16:56:00.000-07:002012-07-07T16:56:00.133-07:00Michael Stern is on LinkedIn<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: left; margin-right: 1em; text-align: left;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiFJFpclsWuREFpiJrRy4JtIgCdZ3h4xv7J7usccQid1HdET9S6vTbNgKEDmLR30LKJiZHZego615u65pTk0icb9axCevEC69t7iu7Ks1a9WROvZFxR4GUZIeFCVPcNaI_ZTwOZsmSqSWa7/s1600/michael-stern.jpg" imageanchor="1" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiFJFpclsWuREFpiJrRy4JtIgCdZ3h4xv7J7usccQid1HdET9S6vTbNgKEDmLR30LKJiZHZego615u65pTk0icb9axCevEC69t7iu7Ks1a9WROvZFxR4GUZIeFCVPcNaI_ZTwOZsmSqSWa7/s1600/michael-stern.jpg" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><b>VISIT ME<br />ON <a href="http://www.linkedin.com/pub/michael-stern/48/a7b/a58" target="_blank">LINKEDIN</a></b></td></tr>
</tbody></table>
<div style="text-align: left;">
</div>
<span style="font-size: large;"><b>Michael Stern</b></span><br />
Vice President at Lamon & Stern, Inc. <br />
Atlanta, Georgia (Greater Atlanta Area) | Investment Management <br />
<br />
As the Vice President of Strategic Advisors, and an affiliate registered investment advisor within Lamon and Stern. For years Stern has assisted clients in corporate retirement investments and 401 k planning among many other financial and brokerage services the firm offers.<br />
<br />
After graduating with honors from the Tulane University in 1974 Stern took his well earned BA and soon after obtained his series 7, series 24 and 63 securities licenses. In 1991, Michael J. Stern joined Hollis M. Lamon in establishing Lamon and Stern.<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjo7dTPSKtMTJWv6TlvnGWAxNdzvkOwEUzpg9EmI9sO7W8BdwD-zH7Ts4YnRsGHvZuwPjjuA4anBxNIp7xBIMAzk2G-xfadKeUVC7la-LGCfR4bQ4XqBygxD-KFD2CVoH2EBQHExzoR1q-e/s1600/linkedin_logo-300x88.jpg" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="58" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjo7dTPSKtMTJWv6TlvnGWAxNdzvkOwEUzpg9EmI9sO7W8BdwD-zH7Ts4YnRsGHvZuwPjjuA4anBxNIp7xBIMAzk2G-xfadKeUVC7la-LGCfR4bQ4XqBygxD-KFD2CVoH2EBQHExzoR1q-e/s200/linkedin_logo-300x88.jpg" width="200" /></a></div>
<br />
<br />
<br />
<br />
<b><a href="http://www.linkedin.com/pub/michael-stern/48/a7b/a58" target="_blank">Visit Michael Stern at LinkedIn</a></b><br />
<br />
<b><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentid=2017228162">Read more about the Lamon & Stern, Inc. Team</a></b>Retirement Income Advisorhttp://www.blogger.com/profile/11177000639044358629noreply@blogger.comAtlanta, GA, USA33.7489954 -84.387982433.6433744 -84.5459109 33.8546164 -84.2300539tag:blogger.com,1999:blog-5760835499241428655.post-78301747345747651692012-07-04T20:04:00.000-07:002012-07-04T20:04:00.235-07:00IRON Financial - Why IRON Financial for Co-Fiduciary Services?<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: left; margin-right: 1em; text-align: left;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjqchqXcnOjREFWPAXhrAQCbnuILMnRf19DJw8Ln-U36SdjPeeIrG09hnxsf9DObsEwLjzHQlVVXIpnBAakeuOKxOv_HGefnRl_n87kH30vA5k1OObJgmBBpSGC0y3zAXNgdUJSqZCLNSQP/s1600/co-fiduciary-services.jpg" imageanchor="1" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" height="154" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjqchqXcnOjREFWPAXhrAQCbnuILMnRf19DJw8Ln-U36SdjPeeIrG09hnxsf9DObsEwLjzHQlVVXIpnBAakeuOKxOv_HGefnRl_n87kH30vA5k1OObJgmBBpSGC0y3zAXNgdUJSqZCLNSQP/s200/co-fiduciary-services.jpg" width="200" /></a></td></tr>
<tr style="font-family: inherit;"><td class="tr-caption" style="text-align: center;"><b><span style="font-size: x-small;">IRON Financial : Help you win <br />and retain retirement plan business</span></b></td></tr>
</tbody></table>
<span style="font-size: large;"><b>Why IRON Financial for Co-Fiduciary
Services?</b></span><br />
<br />
<div class="MsoNormal" style="font-family: inherit;">
<span style="font-size: small;"><b>IRON Financial's Co-Fiduciary Services Best Fits Both
the Company and the Advisor's Needs</b></span></div>
<div class="MsoNormal" style="font-family: inherit;">
<br />
<span style="font-size: small;">With IRON, retirement plans
can have a platform that meets the demands of the company and the employees.</span></div>
<br />
<ul>
<li><span style="font-size: small;">ERISA Section
3(38) Fiduciary retirement plan advisor</span></li>
<li><span style="font-size: small;"><span style="-moz-font-feature-settings: normal; -moz-font-language-override: normal; font-size-adjust: none; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"></span></span><span style="font-size: small;">Professional
investment management expertise, experience and track record</span></li>
<li><span style="font-size: small;"><span style="-moz-font-feature-settings: normal; -moz-font-language-override: normal; font-size-adjust: none; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"></span></span><span style="font-size: small;">Investment
philosophy and processes that serve the Fiduciary interests of qualified
retirement Plan Sponsors</span></li>
<li><span style="font-size: small;"><span style="-moz-font-feature-settings: normal; -moz-font-language-override: normal; font-size-adjust: none; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"></span></span><span style="font-size: small;">Investment Policy
Statement that reflects Plan Sponsor objectives and the interests of
Participants</span></li>
<li><span style="font-size: small;"><span style="-moz-font-feature-settings: normal; -moz-font-language-override: normal; font-size-adjust: none; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"></span></span><span style="font-size: small;">Detailed
quarterly fiduciary reporting at a plan level</span></li>
<li><span style="font-size: small;"><span style="-moz-font-feature-settings: normal; -moz-font-language-override: normal; font-size-adjust: none; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"></span></span><span style="font-size: small;">Independence</span><span style="font-size: small;">; no conflicts of interest</span></li>
<li><span style="font-size: small;"><span style="-moz-font-feature-settings: normal; -moz-font-language-override: normal; font-size-adjust: none; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"></span></span><span style="font-size: small;">No usage of investment
products that are proprietary or in which the Advisor has an interest</span></li>
<li><span style="font-size: small;"><span style="-moz-font-feature-settings: normal; -moz-font-language-override: normal; font-size-adjust: none; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"></span></span><span style="font-size: small;">Transparency of
services, fees and value of client services</span></li>
<li><span style="font-size: small;">Quantitative
Research that supports investment philosophy, methodologies and processes</span></li>
<li><span style="font-size: small;"><span style="-moz-font-feature-settings: normal; -moz-font-language-override: normal; font-size-adjust: none; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"></span></span><span style="font-size: small;">Experienced and
recognized Corporate Retirement Services and staff</span></li>
<li><span style="font-size: small;"><span style="-moz-font-feature-settings: normal; -moz-font-language-override: normal; font-size-adjust: none; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"></span></span><span style="font-size: small;">$1.4bn Assets
Under Management</span></li>
<li><span style="font-size: small;"><span style="-moz-font-feature-settings: normal; -moz-font-language-override: normal; font-size-adjust: none; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"></span></span><span style="font-size: small;">Provides
Investment Advisory Services to over 300 Retirement Plans</span></li>
</ul>
<div class="MsoNormal" style="font-family: inherit;">
<div style="text-align: justify;">
<br /></div>
<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: left; margin-right: 1em; text-align: left;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiacgQoj_m9buaG0jW7wBOEL5EXCjSXfb2z59QR2IQTrwyJ0_DUHj66po7DhzWIHTL-eidIdYISKt4y2188I8ZN75Hxtih1k50dh9bwfpVxL0nIMXYNC9gE-n3BdVy8Xb2wnuraugYcouyE/s1600/Hollis_pict.jpg" imageanchor="1" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiacgQoj_m9buaG0jW7wBOEL5EXCjSXfb2z59QR2IQTrwyJ0_DUHj66po7DhzWIHTL-eidIdYISKt4y2188I8ZN75Hxtih1k50dh9bwfpVxL0nIMXYNC9gE-n3BdVy8Xb2wnuraugYcouyE/s1600/Hollis_pict.jpg" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><span style="font-size: x-small;"><b>Hollis Lamon</b></span><br />
<span style="font-size: x-small;">Lamon & Stern</span><br />
<span style="font-size: x-small;">Atlanta, Georgia</span></td></tr>
</tbody></table>
<div style="text-align: left;">
<br /></div>
<div style="text-align: left;">
</div>
<div style="text-align: left;">
<span style="font-size: small;"><b>Contact Hollis Lamon of <a href="http://lamonandstern.com/">Lamon & Stern</a> today for all your retirement planning needs! 770-951-8411
</b></span></div>
</div>Retirement Income Advisorhttp://www.blogger.com/profile/11177000639044358629noreply@blogger.comGeorgia, USA32.1574351 -82.90712328.718738600000002 -87.960834 35.5961316 -77.853411999999992tag:blogger.com,1999:blog-5760835499241428655.post-36829512164472964392012-06-23T16:52:00.000-07:002012-06-23T16:52:00.083-07:00Michelle Farmer is on LinkedIn<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: left; margin-right: 1em; text-align: left;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiC43T2-83gL97zXOoOLPo2b3UmXPMaMdhYQ34zEizJxo6mx7cQoYLaLL2HjTe8anXXc0SrE4I7IEe_DjJhQtZFgLEyuvBG_GXLYoMWVWdQzDjUjnq_vbluSrsJwq8VFf4QWbfbFw5lO5FM/s1600/michelle-farmer.jpg" imageanchor="1" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiC43T2-83gL97zXOoOLPo2b3UmXPMaMdhYQ34zEizJxo6mx7cQoYLaLL2HjTe8anXXc0SrE4I7IEe_DjJhQtZFgLEyuvBG_GXLYoMWVWdQzDjUjnq_vbluSrsJwq8VFf4QWbfbFw5lO5FM/s1600/michelle-farmer.jpg" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><b>VISIT ME<br />ON <a href="http://www.linkedin.com/pub/michelle-farmer/48/a80/386" target="_blank">LINKEDIN</a></b></td></tr>
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<b><span style="font-size: large;">Michelle Farmer</span></b><br />
Financial Principal at Lamon & Stern, Inc. <br />
Atlanta, Georgia (Greater Atlanta Area) | Investment Management <br />
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Michelle Farmer graduated from Kennesaw State University with a BS degree and soon after earned her Series 7, 27, 28 and 63 security licenses. The series 27 license in particular was a welcome addition to the collection as it made her one of the few financial/operations (principals) of a $250,000 broker dealer in the Southeast.<br />
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Michelle has been with Lamon and Stern for 23 years and is the chief financial principal at Lamon and Stern, Inc.<br />
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<b><a href="http://www.linkedin.com/pub/michelle-farmer/48/a80/386" target="_blank">Visit Michelle Farmer at LinkedIn</a></b><br />
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<b><a href="http://lamonandstern.com/New/lamonandstern/content.asp?contentid=2017228162">Read more about the Lamon & Stern, Inc. Team</a></b>Retirement Income Advisorhttp://www.blogger.com/profile/11177000639044358629noreply@blogger.comGeorgia, USA32.1574351 -82.90712328.718738600000002 -87.960834 35.5961316 -77.853411999999992