Offering financial solutions and retirement planning services to: Florida, Georgia, Arkansas, North Carolina, Alabama, Louisiana, Mississippi, Virginia, Tennessee, Kentucky, South Carolina, and West Virginia. Call us today! 770.951.8411, Lamon & Stern, Inc., Please Visit Our Website at www.LamonAndStern.com

Thursday

IRON Financial - Plan Profile

IRON Financial : Plan Profile


Plan Investments & Balances
Plan sponsors are able to view a summary of all approved investment options and the overall balances.  For easy reference the available plan investments have built-in informational links to the investments.

Quarterly Fiduciary Investment Review Package
This is a quarterly review that monitors fund performance on multiple levels and details actionable items, if any, for the coming quarter.

The report insures that the investments in the plan are in accordance with guidelines detailed in the Investment Policy Statement. 

Investment Policy Statement
We work with the plan trustees and investment committee to review or develop a comprehensive Investment Policy Statement (IPS).  The IPS provides the guidelines and standards utilized in the selection of the plan's investment alternatives asset classes, and provides a basis for the periodic evaluation of the performance of these investment alternatives.  We also aid the client in selecting the actual funds that will be offered within each asset class.  As part of our investment services offering, we also screen and develop a diversified range of investment alternatives to meet your participants' needs (with model portfolio allocation if applicable). 

Investment Monitoring
We provide our clients ongoing support with an Investment Policy Monitoring (IPM) report comparing the plan's investment alternatives offered to the standards outlined in the IPS, and measured against their corresponding asset class peer groups.  As needed, we guide the client through the process of replacing investments and communicating these changes to plan participants.

Hollis Lamon
Lamon & Stern
Atlanta, Georgia

Contact Hollis Lamon of Lamon & Stern today for all your retirement planning needs! 770-951-8411

Friday

408(b)(2) Disclosure Documentation on www.LamonandStern.com

Disclosure of Services | Lamon & Stern
Full fee disclosures associated with our retirement plans.

 Nationwide Retirement Services | www.nationwide.com
1-888-262-401k

 To access the updated 408(b)(2) disclosure at Nationwide:
  1. Log into your account a www.nationwide.com/planlogin
  2. Click on the "Fee Disclosure" link
  3. Simply view the changes online, download them to a PDF or export it to an Excel file
 

Great West Retirement Services | www.gwrs.com
1-800-338-4015

Aspire Financial Services | www.aspirefinserv.com
1-866-634-5873

Hartford | www.hartfordinvestor.com
1-860-547-5000

Disclosure of Services
Lamon & Stern Retirement Plan Service and Administration Planner [pdf]

Lamon & Stern 408 (b) (2) Disclosure [pdf]

 Please visit our website, www.LamonAndStern.com, for more information.

IRON Financial - Are You a Fiduciary?

IRON Financial : Are You a Fiduciary? 

Individuals become fiduciaries through appointment or function.

IRON 3(38) Co-Fiduciary Investment Solution 
The most comprehensive qualified retirement plan solution designed to effectively shift a significant portion of the plan sponsor's liability.  The hiring of a 3(38) fiduciary alters the Plan Sponsor's fiduciary responsibility as the liability now relates to the choosing and monitoring of a 3(38) investment manager. 

Clarity 
Plan Sponsor is engaged in a contractual relationship with IRON as the contractual fiduciary 

Fiduciary Processes 
IRON creates a customized Investment Policy statement that roadmaps the investment methodologies.  Using propriety methodologies, IRON selects a well balanced and diversified menu of plan investments and monitors those investments in a defined timeframe.  Replacement of fund options as necessary in accordance with the Investment Policy Statement. 

Results 
Each plan receives a quarterly fiduciary Investment Review that details fund metrics, rankings at a plan level and actionable items for the next quarter. 

Retention 
IRON creates a white label quarterly newsletter that is platform specific allowing you to provide customized education on a quarterly basis.  IRON embraces relationships; From point of sale support to mapping of funds, IRON can help you win and retain retirement plan business.  As the "plan quarterback", you can spend more time concentrating on those items that reflect your value; wealth management, rollovers, plan education and enrollment. 

A section 3(38) fiduciary can protect both the plan sponsor and the Advisor/Broker.


Hollis Lamon
Lamon & Stern
Atlanta, Georgia

Contact Hollis Lamon of Lamon & Stern today for all your retirement planning needs! 770-951-8411

Thursday

Michelle Farmer - Lamon & Stern Investment Management Team

Michelle Farmer 
Financial Principal at Lamon & Stern, Inc. 
Atlanta, Georgia (Greater Atlanta Area)
Investment Management 




Michelle Farmer has been with Lamon and Stern or an affiliate for 23 years.  She is a graduate of Kennesaw State University with a B.S. degree.  Ms. Farmer is currently the financial principal at Lamon and Stern and holds the following securities licenses:  Series 7, 27, 28 and 63.  She is in charge of all financial aspects of the broker dealer.  The Series 27 makes Ms. Farmer one of the few financial and operations (principals) of a $250,000 broker dealer in the Southeast.   She has the responsibility of dealing with other financial principals at Lamon and Stern’s correspondent broker dealer networks.  This allows Lamon and Stern the ability to handle a variety of financial options their clients may require.

She is an Atlanta native and has one daughter.  She is the pianist at Austell Christian Church where she has been a member for many years.
.................................................................................................................................................................

LAMON AND STERN
 
We are a well known and accredited investment fiduciary with years of experience in the field of corporate retirement advisement and 401k planning, we provide qualified 401k fee comparisons for companies that are shopping around for the best rates.


PARTNERS

Because of our stellar reputation in the field of financial forecasting Lamon and Stern has amassed an impressive list of partners, which include:
Please visit our blog for frequent updates: Growing Your Retirement Income

 

Wednesday

IRON Financial - Investment Selection Monitoring

IRON Financial : Investment Selection Monitoring

CLASSES 
Broad spectrum of different asset classes including fixed income and foreign and domestic equity funds, recognizing ranges of market capitalization and industry sectors. 

SCREEN 
Investments within each asset class that meet initial screening criteria are identified and reviewed for viability. 

EVALUATE 
Each portfolio and fund manager is evaluated against qualitative and quantitative methodologies. 

SELECT 
Investments that have demonstrated a discipline of performance history, style consistency, preservation and stewardship are selected. 

MONITOR/REPLACE 
Each is monitored and reviewed regularly, then replaced if their risk adjusted return falls out of the metrics that are detailed in the Investment Policy Statement.


Hollis Lamon
Lamon & Stern
Atlanta, Georgia

Contact Hollis Lamon of Lamon & Stern today for all your retirement planning needs! 770-951-8411

Friday

Michael J. Stern - Lamon & Stern Investment Management Team

Michael Stern

Vice President at Lamon & Stern, Inc. 
Atlanta, Georgia (Greater Atlanta Area)
Investment Management




Michael J. Stern joined Hollis M. Lamon in 1991 to form Lamon and Stern.  Mr. Stern graduated with honors from Tulane University with a BA in 1974.  He has the series 7, 24 and 63 securities licenses and oversees the correspondent brokerage relationships and all compliance and regulatory issues for the broker dealer.  He has been and continues to be an arbitrator for FINRA, the Financial Industry Regulatory Authority.  Mr. Stern is an industry arbitrator and serves on both customer and industry related dispute panels.  He has acted as sole arbitrator on smaller disputes.

Mr. Stern handles soft dollars and in compliance issues set forth by the SEC and FINRA.  He works with hedge funds and money managers to assist them in this arena.  Mr. Stern also is a guest lecturer on "Being an Entrepreneur" at the University of Georgia  in Athens.

Mr. Stern is also Vice President of Strategic Advisors, an affiliate registered investment advisor firm with Lamon and Stern.

He has been married to Merrill for 30 years and has twin daughters, Jenny and Lisa.
.................................................................................................................................................................

LAMON AND STERN
 
We are a well known and accredited investment fiduciary with years of experience in the field of corporate retirement advisement and 401k planning, we provide qualified 401k fee comparisons for companies that are shopping around for the best rates.


PARTNERS

Because of our stellar reputation in the field of financial forecasting Lamon and Stern has amassed an impressive list of partners, which include:
Please visit our blog for frequent updates: Growing Your Retirement Income

 

IRON Financial - Co-Fiduciary Services Best Fits Both the Company and the Advisor's Needs

IRON Financial : Co-Fiduciary Services

An Independent Fiduciary

IRON is a truly and completely independent fiduciary.  We receive no compensation from the mutual funds we select, and accordingly we have no hidden agenda and do not "push" particular investments.  This is in sharp contrast to many other providers, who are compensated by the mutual funds they select for your plan.  IRON has, and always will, consider this conflict of interest that does not allow for truly unbiased advice.  IRON is recognized by Barron's magazine as a "Top 100 Independent Financial Advisor".  (2007 – 2010)

IRON Financial's Co-Fiduciary Services Best Fits Both the Company and the Advisor's Needs

With IRON, retirement plans can have a platform that meets the demands of the company and the employees.

IRON Added Value
  • Independent investment selection, monitoring and replacement in accordance with the plan Investment Policy Statement
  • Communication with the broker of record and plan sponsor from the point of sale forward
  • Quarterly newsletter with educational materials and plan investment performance, if requested

Custodial Platform Value
  • Index based Target Date and "Risk" based investments
  • Fund window that allows participants to access all available mutual funds
  • Self directed brokerage – employees can direct their own accounts as they see fit
  • Web-based educational and fiduciary tools
  • Quarterly and annual plan fiduciary reviews
  • Complete transparency with fee disclosure

Hollis Lamon
Lamon & Stern
Atlanta, Georgia

Contact Hollis Lamon of Lamon & Stern today for all your retirement planning needs! 770-951-8411

Thursday

Hollis M. Lamon - Lamon & Stern Investment Management Team

Hollis Lamon

President at Lamon & Stern, Inc.
Atlanta, Georgia (Greater Atlanta Area)
Investment Management 




Hollis M. LamonAIF is the President of Lamon and Stern, a broker dealer based in Atlanta, Georgia specializing in institutional trading and execution for a variety of investment professionals.  Lamon and Stern was founded in 1979.  Lamon and Stern is one of the largest investment advisors to private companies’s throughout the Southeast and tailors different programs to meet the needs of their specific clients.  They are aided greatly by their ability to utilize an open architecture program.  Lamon and Stern works hand in hand with third party marketers and administrative firms.  Mr. Lamon is a registered municipal principal, a registered options principal and a registered investment advisor.

Mr. Lamon is also President of Strategic Advisors, Inc., a registered investment advisor firm.  He specializes in working with companies and their employees assisting them in preserving capital, increasing their income and advising them on investments to minimize risk.   Hollis graduated from Mercer University with an emphasis in political science which led him to work as a tax aide for Senator Sam Nunn in Washington after graduating.

Hollis has been awarded the Accredited Investment Fiduciary Designation from the Center for Fiduciary Studies.  The AIF designation responsibility signifies training in fiduciary responsibility.  The course is followed by a rigorous examination.  The center is associated with the Cap Center for Capital executive education program at the Joseph M. Katz graduate school.  It teaches fiduciary standards of care and investment practices designed for trustees and investment professionals.  He also maintains the Plan Sponsor Retirement Professional designation.

Hollis is involved in a multitude of civic endeavors including a new Atlanta Young Life initiative to aid students enrolled at inner city schools.

Mr. Lamon is a frequent speaker at employee benefits and estate planning seminars throughout the country and has served as a panel member at various pension conferences.  Mr. Lamon is married to the former Jane Threlkeld of Atlanta, Georgia and has two sons, Hunter and Austin.
.................................................................................................................................................................

LAMON AND STERN
 
We are a well known and accredited investment fiduciary with years of experience in the field of corporate retirement advisement and 401k planning, we provide qualified 401k fee comparisons for companies that are shopping around for the best rates.


PARTNERS

Because of our stellar reputation in the field of financial forecasting Lamon and Stern has amassed an impressive list of partners, which include:
Please visit our blog for frequent updates: Growing Your Retirement Income

 

Retirement Plan Features and Highlights

The Plan is intended to help you
put aside money for your retirement
Features and Highlights

WHAT IS ABC COMPANY'S PLAN YEAR?

The Plan Year is the consecutive twelve-month period beginning on 01/01 and ending on 12/31.

WHO CAN PARTICIPATE?

Participation is open to employees who have met the following requirements:
  • Attained age 21.
  • Completed 1 Year of Service, as defined by the Plan.
The Plan does not allow participation by employees who are:
  • Covered by a collective bargaining agreement.
  • Leased employees.
  • Non-resident aliens with no U.S. earned income.
Other requirements may also have to be met, as described in the Summary Plan Description.

WHEN MAY I JOIN?

Eligible employees may join the Plan on the earlier of the first day of the Plan year, or the first day of the fourth, seventh or tenth month of the Plan year coinciding with or next following the date on which the eligibility requirements are met (quarterly).

HOW DO I CONTRIBUTE TO THE PLAN?
  • Though payroll deduction, you can make elective deferrals up to the maximum allowed by law.  The dollar limit is $15,500 for 2007.
  • You can also designate your elective deferrals to a Plan account that qualifies as a Roth 401(k) account.  In 2007 you may contribute as much as $15,500, in total, to your 401(k) accounts (Roth 401(k) and pre-tax contributions), or the maximum allowed by your plan, whichever is less.  Roth 401(k) contributions will be included in your taxable income.  Earnings on the Roth 401(k) contributions will accumulate tax free, and retirement withdrawals may be exempt from federal income tax.
  • You may make a special elective salary deferral on any bonuses you receive up to 100% of any bonus.
  • If you have an existing qualified retirement plan (pre-tax), Roth 401(k), qualified retirement plan (after-tax), 403(b) tax deferred arrangement or governmental 457 plan with a prior employer, or hold a taxable IRA account, you may transfer or roll over that account into the Plan on becoming a participant in the Plan.
CAN I MAKE CATCH-UP CONTRIBUTIONS TO THE PLAN?

If you are age 50 or older and make the maximum allowable deferral to your Plan, you are entitled to contribute an additional "catch-up contribution".  The catch-up contribution is intended to help eligible employees make up for smaller contributions made earlier in their careers.  The maximum catch-up contribution is $5,000 for 2007.  See your Benefits Administrator for more details.

CAN I STOP OR CHANGE MY CONTRIBUTIONS?
  • You may stop your contributions anytime upon written notice to ABC Company.  Once you discontinue contributions, you may only start again as provided under the terms of the Plan.
  • You may increase or decrease the amount of your contributions upon written notice to ABC Company.  The frequency of these changes is determined by ABC Company.  See your Plan Administrator for more information.
HOW DOES ABC COMPANY CONTRIBUTE TO THE PLAN?

The Plan also provides for ABC Company to make contributions.
  • ABC Company will make matching contributions equal to 5% of your eligible elective deferrals, up to 10% of compensation.
  • The matching contribution will be made on both pre-tax contributions and Roth 401(k) contributions.  Any match made on Roth 401(k) contributions and the earnings on that match will be subject to income tax upon withdrawal.
  • The Plan also provides for discretionary matching contributions on eligible elective deferrals in an amount to be determined by ABC Company on an annual basis. The discretionary matching contribution will be made only on pre-tax contributions.
  • ABC Company will make safe harbor matching contributions of 100% of the first 3% of compensation you contribute to the Plan and 50% of the next 2% of compensation you contribute to the Plan. Other limitations may apply.
The employer match on eligible elective deferrals benefits eligible employees who are actively employed on the last day of the Plan year and who have completed a year of service.

The employer discretionary match on eligible elective deferrals benefits all eligible employees and eligible employees who have worked 1,000 hour(s) during the Plan Year.

HOW DO I BECOME "VESTED" IN MY PLAN ACCOUNT?

Vesting refers to your "ownership" of a benefit from the Plan.  You are always 100% vested in your Plan contributions and your rollover contributions, plus any earnings they generate.  You are 100% vested in the "safe harbor" contributions ABC Company makes on your behalf, plus any earnings they generate.  Other employer contributions to the Plan, plus any earnings they generate, are vested as follows:

Years of
Vesting
Service
Percentage
Less than 2
0%
2
20%
3
40%
4
60%
5
80%
6 or more
100%

All accounts are fully vested at the Normal Retirement Age of 65.

WHEN CAN MONEY BE WITHDRAWN FROM MY PLAN ACCOUNT?

Money may be withdrawn from your Plan account in these events:
  • Retirement at the Plan's Normal Retirement Age of 65.
  • Your attaining age 59½.
  • Death.
  • Disability.
  • Termination of Employment.
To receive favorable tax treatment, distributions of Roth 401(k) contributions must be made after you reach age 59½ , or on account of your death or disability, and must be made at least 5 years after the date your first Roth 401(k) contribution was made.  See your Summary Plan Description for more details about taking withdrawals from the Plan.  Be sure to talk with your tax advisor before withdrawing any money from your Plan account. 

MAY I WITHDRAW MONEY IN CASE OF FINANCIAL HARDSHIP?

If you have an immediate financial need created by severe hardship and you lack other reasonably available resources to meet that need, you may be eligible to receive a hardship withdrawal from your account.  If you feel you are facing a financial hardship, you should see your Benefits Administrator for more details.

MAY I BORROW MONEY FROM MY ACCOUNT?

The Plan is intended to help you put aside money for your retirement.  However, ABC Company has included a Plan feature that lets you borrow money from the Plan.
  • The amount the Plan may loan to you is limited by rules under the tax law.  In general, all loans will be limited to the lesser of one-half of your vested account balance or $50,000.
  • The minimum loan amount is $1,000.
  • All loans must generally be repaid within five years.
  • You may have 2 loans outstanding at a time.
  • Loans are permitted from all accounts.
Other requirements and limits must be met, and certain fees may apply.  Refer to the Summary Plan Description for more details about this participant loan feature.

HOW ARE PLAN CONTRIBUTIONS INVESTED?

You give investment directions for your Plan account, selecting from investment choices provided under the Plan, as determined by ABC Company.
  • You may change your investment choices anytime.
  • More information about your Plan's investment choices can be found elsewhere in these materials.
The Plan is intended to be an ERISA Section 404(c) plan.  This simply means that you "exercise control" over some or all of the investments in your Plan account.  The fiduciaries of the Plan may be relieved of liability, or responsibility, for any losses that you may experience as a direct result of your investment decisions.

As a plan participant, you may request certain information from Susan R. Sample, Trustee, 123 Main Street, Anywhere, USA 12345, phone:  123-456-7890.  This information includes: annual operating expenses of the Plan investments; copies of prospectuses, financial statements, reports, or other materials relating to Plan investments provided to the Plan; a list of assets contained in each Plan investment portfolio; the value of those assets and fund units or shares; and the past and current performance of each Plan investment.

SUMMARY PLAN DESCRIPTION

The above highlights are only a brief overview of the Plan's features and are not a legally binding document.  A more detailed Summary Plan Description is available.  Contact your Benefits Administrator if you have any further questions.

Hollis Lamon
Lamon & Stern
Atlanta, Georgia

Contact Hollis Lamon of Lamon & Stern today for all your retirement planning needs! 770-951-8411

Saturday

Michael Stern is on LinkedIn

VISIT ME
ON LINKEDIN
Michael Stern
Vice President at Lamon & Stern, Inc.
Atlanta, Georgia (Greater Atlanta Area) | Investment Management

As the Vice President of Strategic Advisors, and an affiliate registered investment advisor within Lamon and Stern. For years Stern has assisted clients in corporate retirement investments and 401 k planning among many other financial and brokerage services the firm offers.

After graduating with honors from the Tulane University in 1974 Stern took his well earned BA and soon after obtained his series 7, series 24 and 63 securities licenses.  In 1991, Michael J. Stern joined Hollis M. Lamon in establishing Lamon and Stern.





Visit Michael Stern at LinkedIn

Read more about the Lamon & Stern, Inc. Team

Wednesday

IRON Financial - Why IRON Financial for Co-Fiduciary Services?

IRON Financial : Help you win
and retain retirement plan business
Why IRON Financial for Co-Fiduciary Services?

IRON Financial's Co-Fiduciary Services Best Fits Both the Company and the Advisor's Needs

With IRON, retirement plans can have a platform that meets the demands of the company and the employees.

  • ERISA Section 3(38) Fiduciary retirement plan advisor
  • Professional investment management expertise, experience and track record
  • Investment philosophy and processes that serve the Fiduciary interests of qualified retirement Plan Sponsors
  • Investment Policy Statement that reflects Plan Sponsor objectives and the interests of Participants
  • Detailed quarterly fiduciary reporting at a plan level
  • Independence; no conflicts of interest
  • No usage of investment products that are proprietary or in which the Advisor has an interest
  • Transparency of services, fees and value of client services
  • Quantitative Research that supports investment philosophy, methodologies and processes
  • Experienced and recognized Corporate Retirement Services and staff
  • $1.4bn Assets Under Management
  • Provides Investment Advisory Services to over 300 Retirement Plans

Hollis Lamon
Lamon & Stern
Atlanta, Georgia

Contact Hollis Lamon of Lamon & Stern today for all your retirement planning needs! 770-951-8411

Saturday

Michelle Farmer is on LinkedIn

VISIT ME
ON LINKEDIN
Michelle Farmer
Financial Principal at Lamon & Stern, Inc.
Atlanta, Georgia (Greater Atlanta Area) | Investment Management

Michelle Farmer graduated from Kennesaw State University with a BS degree and soon after earned her Series 7, 27, 28 and 63 security licenses. The series 27 license in particular was a welcome addition to the collection as it made her one of the few financial/operations (principals) of a $250,000 broker dealer in the Southeast.

Michelle has been with Lamon and Stern for 23 years and is the chief financial principal at Lamon and Stern, Inc.




Visit Michelle Farmer at LinkedIn

Read more about the Lamon & Stern, Inc. Team

Thursday

Nationwide: Successful Outcomes

Interactive Retirement Planner:
Review your retirement plan account to see
if you are on track to reach your goals
It's a great time of the year to review your retirement plan account to see if you are on track to reach your goals.  The Nationwide® On Your Side Interactive Retirement Planner can help you do just that.  It's an innovative resource, created for employees like you.  If you need to adjust your strategy, the planner can help with that, too! 

Try out the Interactive Retirement Planner Tool now.
  • Set a retirement goal
  • Track progress
  • Get suggestions to improve retirement outlook
  • Model different investment savings and retirement scenarios based on feedback from the planner
  • Save a PDF file of the information to share with others 
How does it work? 

The Interactive Retirement Planner analyzes the information that is important to your overall retirement outlook:
  • Age and time until retirement
  • Estimated Social Security payments
  • Defined benefit account (if applicable)
  • Other retirement assets such as IRAs or retirement plans from former jobs

Increase your contributions to the max

The Internal Revenue Service has announced higher maximum contribution limits for defined contribution plans for 2012.  This means you'll be able to contribute more into your retirement plan accounts.

Beginning in January, you can contribute as much as $17,000 per year to your retirement plan account.  And if you are 50 or older, you could contribute as much $22,500 with the age 50+ catch-up provision.

We know that for many people, the maximum amount is not possible.  But consider increasing your contributions by just 1% of your salary this year.  A little can go a long way!

Uncle Sam gives tax incentives for retirement-plan investing

The IRS can give you a tax credit up to $1,000, or $2,000 if filing jointly, just for contributing to your company's retirement plan.  To receive a credit, you must earn less than $28,250 per year or $56,500 if you file jointly.  It's called the Saver's Credit.

How do you become eligible?
  • You must be at least 18 years old and not claimed as a dependent on someone else's tax return
  • You cannot be a full-time student
  • When calculating the credit, you must deduct the amount of any retirement plan or annuity distributions you received in the current tax year and in the previous two tax years from the contributions you have made
The individual's Adjusted Gross Income (AGI) must not exceed the following 2011 limits:

Filing status
Your income
Rate of credit
Tax credit for a $2,000 contribution*

$34,000 or less
50%
$1,000
Married Filing
$34,001 - $36,500
20%
$400
Jointly
$36,501 - $56,500
10%
$200

more than $56,500
0%
$0

$25,500 or less
50%
$1,000
Head of
$25,501 - $27,375
20%
$400
Household
$27,375 - $42,375
10%
$200

more than $42,375
0%
$0

$17,000 or less
50%
$1,000
Other Filers
$17,001 - $18,250
20%
$400

$18,251 - $28,250
10%
$200

more than $28,250
0%
$0

*Married couples filing jointly may apply up to $4,000 for a maximum $2,000 credit.

Here's an example of how it works:

Consider a married couple who make $30,000 a year and contributed $3,000 toward a retirement account.  They could get a tax credit of $1,500.  (They make less than $34,000, making them eligible to receive the full tax credit of 50% of their contribution.  If they had contributed $4,000, they could get a $2,000 tax credit.)  If you're eligible to claim a Saver's Credit on your 2011 federal income tax return, consider how much more you may be able to contribute if you plan to claim the credit on your tax return next year!

Nationwide
On Your Side

Hollis Lamon
Lamon & Stern
Atlanta, Georgia

Contact Hollis Lamon of Lamon & Stern today for all your retirement planning needs! 770-951-8411